Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Online loans from £200 to £1250

  • Only ever pay back the amount agreed upfront
  • No penalty fees or extra interest – we try to be flexible
  • Quick online decision*

Representative Example

£300 loan repayable over 6 months at £93.58 per month, Rate of interest 237.25% p.a. fixed; Representative 754.5% APR, Total Amount Payable is £561.46

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loan glossary

Representative Example

£300 loan repayable over 6 months at £93.58 per month, Rate of interest 237.25% p.a. fixed; Representative 754.5% APR, Total Amount Payable is £561.46

Same day loans from Dot Dot

With a loan from Dot Dot you could get the funds you need on the same day as applying. Loans are funded three times a day on Monday to Friday. If you've applied after 3.30pm, your loan will be funded at the first funding time on the next business day.

If you apply before 9:30am, your loan will be transferred before 11:30am. If you apply before 12pm, your loan will be transferred before 2pm. If you apply before 3:30pm, your loan will be transferred before 5:30pm.

Getting you the funds you need when you need them is important to us, which is why we have a straightforward and simple online application process. However, as a responsible lender we conduct credit and affordability checks with every customer, so some applications might take a bit longer. This means we can make sure the loan is right for you and your circumstances.

Just borrow what you need

At Dot Dot, we know that life sometimes throws up surprises. Our loans could help you pay for those unexpected expenses, whatever they may be. Whether your car needs MOT repairs, or your boiler needs to be replaced, we might be able to help and where possible we will aim to have the funds in your account the same day you apply*. You can apply for up to £600 as a new customer and up to £1250 as an existing customer.

We aim to get the funds to you in the same day but as a responsible lender we want to ensure you only borrow what you can afford.

Our handy loan calculator means that you can see exactly how much your loan will cost before you apply. You can choose how much you want to borrow, and how long you'd like to repay it over. There are no hidden fees or late charges - what you see is what you get.

If you have any questions about our same day loans, you can give us a call, or drop us an email. A member of the team will be happy to help.

Same day loans FAQs

Question Answer
Am I guaranteed to receive my funds on the same day? We cannot guarantee the transfer of funds on the same day. Loans are funded three times a day on Monday to Friday. If you've applied after 3.30pm, your loan will be funded at the first funding time on the next business day.
If you apply before 9:30am, your loan will be transferred before 11:30am. If you apply before 12pm, your loan will be transferred before 2pm. If you apply before 3:30pm, your loan will be transferred before 5:30pm.
Are there any fees with a same day loan? We don't charge fees for missed payments, we keep things simple at Dot Dot.
What is the interest rate on a same day loan? TThe interest rate is fixed up front and is as an example 61.32% for a 3 month £200 loan.

Take a look at our loan calculator to find out more about our same day loan.

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