Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Online loans from £200 to £1250

  • Only ever pay back the amount agreed upfront
  • No penalty fees or extra interest – we try to be flexible
  • Speedy decision and loan transfer within one hour*

Representative Example

£300 loan repayable over 6 months at £94.50 per month, Rate of interest 89% fixed; Representative 976.5% APR, Total Amount Payable is £567

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loan glossary

Representative Example

£300 loan repayable over 6 months at £94.50 per month, Rate of interest 89% fixed; Representative 976.5% APR, Total Amount Payable is £567

Same day loans from Dot Dot

With a loan from Dot Dot you could get the funds you need on the same day as applying. If your loan application is approved between 8:30 and 16:30, we'll aim to have the money in your account within one hour.*

Getting you the funds you need when you need them is important to us, which is why we have a straightforward and simple online application process. However, as a responsible lender we conduct credit and affordability checks with every customer, so some applications might take a bit longer. This means we can make sure the loan is right for you and your circumstances.

Just borrow what you need

At Dot Dot, we know that life sometimes throws up surprises. Our loans could help you pay for those unexpected expenses, whatever they may be. Whether your car needs MOT repairs, or your boiler needs to be replaced, we might be able to help and where possible we will aim to have the funds in your account the same day you apply*. You can apply for up to £600 as a new customer and up to £1250 as an existing customer.

We aim to get the funds to you in the same day but as a responsible lender we want to ensure you only borrow what you can afford.

Our handy loan calculator means that you can see exactly how much your loan will cost before you apply. You can choose how much you want to borrow, and how long you'd like to repay it over. There are no hidden fees or late charges - what you see is what you get.

If you have any questions about our same day loans, you can talk to us via LiveChat, give us a call, or drop us an email. A member of the team will be happy to help.

Same day loans FAQs

Question Answer
Am I guaranteed to receive my funds on the same day? We cannot guarantee the transfer of funds on the same day, however if your loan is approved between 8.30 and 16.30, we'll aim to have the funds in your account within one hour.
Are there any fees with a same day loan? We don't charge fees for missed payments or early repayments, we keep things simple here at Dot Dot.
What is the interest rate on a same day loan? The interest rate is fixed up front and is as an example 43% for a 3 month £200 loan.

Take a look at our loan calculator to find out more about our same day loan.

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