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Online loans between
£100 and £5000

Existing customers please login here

Approved loans are funded every hour 24/7 No hidden fees or costs Less than perfect credit accepted UK based Customer Service Team
Subject to credit and affordability checks, over 21s only

Short term loan

Representative Example

Borrow £250 over 6 months with monthly repayment of £81.41. Total amount payable £488.46. Interest rate 248.19% p.a. (fixed). 824.7% APR Representative.

Long term loan

Representative Example

Borrow £2000 over 36 months with monthly repayment of £123.54. Total amount payable £4447.44. Interest rate 60.03% p.a. (fixed). 79.4% APR Representative.

Manage your loan using the Dot Dot Loans online portal

Our online portal is here to help you keep track of your loan.

  • We're simple
  • We're straightforward
  • We're convenient

Apply for a loan in 5 simple steps


Complete our simple online application.

Approved in minutes

Find out if you've been initially approved in minutes.

Accept loan terms

We may be in touch to confirm a few details. Otherwise you'll be asked to review and accept the terms of the loan.

Money within an hour

Once your loan has been approved, the money could be in your bank account within an hour.


Make monthly repayments on a date agreed upfront.

About Dot Dot Loans

We offer customers short-term and long-term online loans. You can borrow from £100 to £1000 with our short-term loans and can choose a repayment period between 3 and 9 months. For our long-term loans, you can borrow from £1500 and £5000, with repayment periods between 18 and 48 months to choose from.

As a responsible lender we always carry out credit and affordability checks. We're here to help our customers and we take our responsibilities seriously.

Same Day Loans

We provide a straightforward, friendly and efficient service. If we approve your loan application, we could transfer your loan the same day. Approved loans are funded every hour 24/7.

Why choose Dot Dot Loans?

only pay back agreed amount Only ever pay back the amount agreed upfront
flexible repayments No penalty fees or extra interest - we try to be flexible
Monthly instalments Pay back what you borrow in manageable monthly instalments
Online decision Quick online decision
Online decision Friendly UK based Customer Service team
Online decision Less than perfect credit scores accepted


  • What are your fees and charges?

    You can see the interest rates applicable during your loan application.

    We don't charge any missed or late payment fees and you'll never pay more than the about agreed upfront.

  • How quickly will I get my loan?

    Approved loans are funded every hour 24/7.

  • Can I pay my loan off early?

    Yes – get in touch if you want to pay your loan off early and we’ll let you know what you need to pay. You may be entitled to a rebate of interest.

  • How much will I pay back?

    The only cost you will pay on top of the amount you borrow is fixed interest. The amount you borrow, plus the interest payable on this is the ‘total amount payable’ and varies depending on the amount you borrow and how long you borrow it for.

    You'll always know exactly how much you'll pay before you agree to your loan.

Loans from £100 to £1000

Apply now

Representative 824.7% APR

Loans from £1500 to £5000

Apply now

Representative 79.4% APR

Short-term loans: 824.7% APR Representative Long-term loans: 79.4% APR Representative