When finding a loan for you, only soft-searches will be conducted. These will not negatively affect your credit score. Lenders will perform a hard credit search when formally applying for a loan. All lenders we work with clearly state this before application submission.
DotDotLoans.co.uk is a free-to-use comparison website. It is an FCA-authorised broker, not a lender, and does not make credit decisions.
DotDotLoans.co.uk does not charge customers a fee for using its broker services, but it might receive a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website.
*In January 2026 Dot Dot Loans provided 1,639 quotes per day on average.
DotDotLoans.co.uk is a registered trading name of PJG Financial Limited, which is authorised and regulated by the Financial Conduct Authority under reference number 919697. PJG Financial Limited (company number SC535782), registered office 5 South Charlotte Street, Edinburgh, EH24AN. We’re a fully regulated and authorised credit broker and not a lender. Licenced by the Information Commissioners Office (registration number ZB537016).
