Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loan glossary

Representative Example

£300 loan repayable over 6 months at £93.58 per month, Rate of interest 237.25% p.a. fixed; Representative 754.5% APR, Total Amount Payable is £561.46

Online loans from Dot Dot loans

An online loan from Dot Dot is a simple and straightforward way to borrow. New customers can borrow up to £600 and choose from a range of repayment periods to suit their needs.

We don’t charge late fees, and you’ll see exactly how much your loan costs from the start.

Apply online using our simple online application form, and get a quick initial decision. Subject to credit and affordability checks. Loans are funded three times a day on Monday to Friday. If you've applied after 3.30pm, your loan will be funded at the first funding time on the next business day.

If you apply before 9:30am, your loan will be transferred before 11:30am. If you apply before 12pm, your loan will be transferred before 2pm. If you apply before 3:30pm, your loan will be transferred before 5:30pm.

Just borrow what you need

Life happens fast, and an online loan could help you keep it on track. If your car breaks down, or your phone gets smashed, it could land you with costs you weren’t expecting. An online loan from Dot Dot could help you out with the funds you need in an emergency situation.

We try to help our customers, not get them into difficulty, so we never charge unnecessary fees or late payment penalties. As a responsible lender we also carry out affordability checks on all our applicants.

Online loans FAQs

Question Answer
Are there any extra fees with an online loan? We don't charge fees for missed payments, we keep things simple at Dot Dot.
Who can apply for a quick loan? Anyone can apply for an online loan, however all our applications are subject to credit and affordability checks.
How soon will I receive my funds? Loans are funded three times a day on Monday to Friday. If you've applied after 3.30pm, your loan will be funded at the first funding time on the next business day.
If you apply before 9:30am, your loan will be transferred before 11:30am. If you apply before 12pm, your loan will be transferred before 2pm. If you apply before 3:30pm, your loan will be transferred before 5:30pm.

Take a look at our loan calculator to find out more about our loans.

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