Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Online loans from £200 to £1250

  • Only ever pay back the amount agreed upfront
  • No penalty fees or extra interest – we try to be flexible
  • Speedy decision and loan transfer within one hour*

Representative Example

£300 loan repayable over 6 months at £94.50 per month, Rate of interest 178% p.a. fixed; Representative 976.5% APR, Total Amount Payable is £567

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loan glossary

Representative Example

£300 loan repayable over 6 months at £94.50 per month, Rate of interest 178% p.a. fixed; Representative 976.5% APR, Total Amount Payable is £567

6 month loans from Dot Dot

A 6-month loan from Dot Dot allows you to apply for between £300 and £600 with a quick and simple online application process.

We understand that sometimes you need a hand quickly, which is why you can get an initial decision in minutes. What’s more, the funds could be in your account within one hour if you're approved before 16:30.* You repay your loan over 6 months in regular instalments, with the exact cost shown when you apply. It’s as simple as that.

We only charge the interest we agree with you upfront – there are no hidden costs, late payment or early settlement fees. Use our loan calculator to see exactly what you’d pay each month.

Just borrow what you need

Life sometimes lands you with unexpected costs, whether it's a smashed phone screen, a MOT failure or emergency home repairs. A Dot Dot 6 month loan could help you keep things on track, allowing you to choose an amount that suits your needs, whether that's £300, £600, or somewhere in-between.

Whatever you need the money for, we’re here to help.

We're a responsible lender, so our aim is always to help our customers, not get them into any difficulties. To do this we carry out both affordability and credit checks on all our applicants, and we don't charge late fees.

Our credit checks help us decide how much credit we can give you. We take a look at your previous credit history to see how you’ve managed any loans in the past. You don’t need to have a perfect credit record to apply for a loan over 6 months.

An affordability check will help us make sure that you can afford one of our 6 month loans. We’ll take a look and your income and outgoings and double check that you can afford the repayments.

Whether this is your first 6 month loan with us, or you’re an existing customer, we’ll make the whole process as easy as possible.

6 month loan FAQs

Question Answer
Are there any fees with a 6 month loan? We don't charge fees for missed payments or early repayment, we keep things simple at Dot Dot.
Who can apply for a 6 month loan? 6 month loans are open to both new & existing customers, with loans from £300 to £600 available.
What is the interest rate? Our interest rates are fixed, however they depend on your chosen loan term, for more information please use our loan calculator.
How soon will I receive my funds? We will aim to have the funds in your account within one hour, if your loan is approved between 8.30 and 16.30*.

Take a look at our loan calculator to find out more about our 6 month loans

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