Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loan glossary

Representative Example

£300 loan repayable over 6 months at £94.50 per month, Rate of interest 89% fixed; Representative 976.5% APR, Total Amount Payable is £567

6 month loans from Dot Dot

A 6 month loan from Dot Dot allows you to apply for between £300 and £600 with a quick and simple online application process.

You'll get an initial decision in minutes and the funds could be in your account within one hour if you're approved before 16:30.* You repay your loan over 6 months in regular instalments, with the exact cost shown when you apply.

We only charge the interest we agree with you upfront – there are no hidden costs or late payment fees.

Just borrow what you need

Everyday life can sometimes land you with unexpected costs, whether it's a smashed phone screen or emergency home repairs. A Dot Dot loan can help you keep things on track, allowing you to choose an amount that suits your needs, whether that's £300 or £600.

We're a responsible lender so our aim is always to help our customers, not get them into difficulties. To do this we carry out affordability checks on all our applicants, and we don't charge late fees.

6 month loan FAQs

Question Answer
Are there any fees with a 6 month loan? We don't charge fees for missed payments or early repayment, we keep things simple at Dot Dot.
Who can apply for a 6 month loan? 6 month loans are open to both new & existing customers, with loans from £300 to £600 available.
What is the interest rate? Our interest rates are fixed, however they depend on your chosen loan term, for more information please use our loan calculator.
How soon will I receive my funds? We will aim to have the funds in your account within one hour, if your loan is approved between 8.30 and 16.30*.

Take a look at our loan calculator to find out more about our 6 month loans

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