Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Online loans from £200 to £1250

  • Only ever pay back the amount agreed upfront
  • No penalty fees or extra interest – we try to be flexible
  • Quick online decision*

Representative Example

£300 loan repayable over 6 months at £93.58 per month, Rate of interest 237.25% p.a. fixed; Representative 754.5% APR, Total Amount Payable is £561.46

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loan glossary

Representative Example

£300 loan repayable over 6 months at £93.58 per month, Rate of interest 237.25% p.a. fixed; Representative 754.5% APR, Total Amount Payable is £561.46

6 month loans from Dot Dot

A 6-month loan from Dot Dot allows you to apply for between £300 and £600 with a quick and simple online application process.

We understand that sometimes you need a hand quickly, which is why you can get an initial decision in minutes. You repay your loan over 6 months in regular instalments, with the exact cost shown when you apply. It’s as simple as that.

We only charge the interest we agree with you upfront – there are no hidden costs or late payment fees. Use our loan calculator to see exactly what you’d pay each month.

Just borrow what you need

Life sometimes lands you with unexpected costs, whether it's a smashed phone screen, a MOT failure or emergency home repairs. A Dot Dot 6 month loan could help you keep things on track, allowing you to choose an amount that suits your needs, whether that's £300, £600, or somewhere in-between.

Whatever you need the money for, we’re here to help.

We're a responsible lender, so our aim is always to help our customers, not get them into any difficulties. To do this we carry out both affordability and credit checks on all our applicants, and we don't charge late fees.

Our credit checks help us decide how much credit we can give you. We take a look at your previous credit history to see how you’ve managed any loans in the past. You don’t need to have a perfect credit record to apply for a loan over 6 months.

An affordability check will help us make sure that you can afford one of our 6 month loans. We’ll take a look and your income and outgoings and double check that you can afford the repayments.

Whether this is your first 6 month loan with us, or you’re an existing customer, we’ll make the whole process as easy as possible.

6 month loan FAQs

Question Answer
Are there any fees with a 6 month loan? We don't charge fees for missed payments, we keep things simple at Dot Dot.
Who can apply for a 6 month loan? 6 month loans are open to both new & existing customers, with loans from £300 to £600 available.
What is the interest rate? Our interest rates are fixed, however they depend on your chosen loan term, for more information please use our loan calculator.
How soon will I receive my funds? Loans are funded three times a day on Monday to Friday. If you've applied after 3.30pm, your loan will be funded at the first funding time on the next business day.
If you apply before 9:30am, your loan will be transferred before 11:30am. If you apply before 12am, your loan will be transferred before 2pm. If you apply before 3:30pm, your loan will be transferred before 5:30pm.

Take a look at our loan calculator to find out more about our 6 month loans

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