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6 month loans from Dot Dot Loans

A 6-month loan from Dot Dot allows you to apply for between £250 and £500 with a quick and simple online application process.

We understand that sometimes you need a hand quickly, which is why you can get an initial decision in minutes. You repay your loan over 6 months in regular instalments, with the exact cost shown when you apply. It’s as simple as that.

We only charge the interest we agree with you upfront – there are no hidden costs or late payment fees. Use our loan calculator to see exactly what you’d pay each month.

Just borrow what you need

Life sometimes lands you with unexpected costs, whether it's a smashed phone screen, a MOT failure or emergency home repairs. A Dot Dot 6 month loan could help you keep things on track, allowing you to choose an amount that suits your needs, whether that's £250, £500, or somewhere in-between.

Whatever you need the money for, we’re here to help.

We're a responsible lender, so our aim is always to help our customers. To do this we carry out both affordability and credit checks on all our applicants, and we don't charge late fees.

Our credit checks help us decide how much credit we can give you. We take a look at your previous credit history to see how you’ve managed credit in the past. You don’t need to have a perfect credit record to apply for a Dot Dot loan over 6 months

An affordability check will help us make sure that you can afford one of our 6 month loans. We’ll take a look at your income and outgoings and double check that you can afford the repayments.

Whether this is your first 6 month loan with us, or you’re an existing customer, we’ll make the whole process as easy as possible.

6 month loan FAQs

Take a look at our loan calculator to find out more about our 6 month loans

Question Answer

Are there any fees with a 6 month loan?

We don't charge fees for missed payments, we keep things simple at Dot Dot.

Who can apply for a 6 month loan?

6 month loans are open to both new & existing customers, with loans from £250 to £500 available.

What is the interest rate?

Our interest rates are fixed, however they depend on your chosen loan term, for more information please use our loan calculator.

How soon will I receive my funds?

Loans are funded every hour between 9am and 10pm, seven days a week. If you're approved after 10pm your loan will be funded at 9am the next day.
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Short term loan

Representative Example

Borrow £300 over 6 months with monthly repayment of £92.97. Total amount payable £557.82. Interest rate 237% p.a. (fixed). 757.7% APR Representative.

Long term loan

Representative Example

Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.

Loans from £200 to £1000

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Representative 757.7% APR

Loans from £1500 to £4000

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Representative 99.9% APR