A 6-month loan from Dot Dot allows you to apply for between £250 and £500 with a quick and simple online application process.
We understand that sometimes you need a hand quickly, which is why you can get an initial decision in minutes. You repay your loan over 6 months in regular instalments, with the exact cost shown when you apply. It’s as simple as that.
We only charge the interest we agree with you upfront – there are no hidden costs or late payment fees. Use our loan calculator to see exactly what you’d pay each month.
Life sometimes lands you with unexpected costs, whether it's a smashed phone screen, a MOT failure or emergency home repairs. A Dot Dot 6 month loan could help you keep things on track, allowing you to choose an amount that suits your needs, whether that's £250, £500, or somewhere in-between.
Whatever you need the money for, we’re here to help.
Our credit checks help us decide how much credit we can give you. We take a look at your previous credit history to see how you’ve managed credit in the past. You don’t need to have a perfect credit record to apply for a Dot Dot loan over 6 months
An affordability check will help us make sure that you can afford one of our 6 month loans. We’ll take a look at your income and outgoings and double check that you can afford the repayments.
Whether this is your first 6 month loan with us, or you’re an existing customer, we’ll make the whole process as easy as possible.
Take a look at our loan calculator to find out more about our 6 month loans
Are there any fees with a 6 month loan?
|We don't charge fees for missed payments, we keep things simple at Dot Dot.|
Who can apply for a 6 month loan?
|6 month loans are open to both new & existing customers, with loans from £250 to £500 available.|
What is the interest rate?
|Our interest rates are fixed, however they depend on your chosen loan term, for more information please use our loan calculator.|
How soon will I receive my funds?
|Loans are funded every hour between 9am and 10pm, seven days a week. If you're approved after 10pm your loan will be funded at 9am the next day.|
Borrow £300 over 6 months with monthly repayment of £92.97. Total amount payable £557.82. Interest rate 237% p.a. (fixed). 757.7% APR Representative.
Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.
Short-term loans: 757.7% APR Representative Long-term loans: 99.9% APR Representative