Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Online loans from £200 to £1250

  • Only ever pay back the amount agreed upfront
  • No penalty fees or extra interest – we try to be flexible
  • Speedy decision and loan transfer within one hour*

Representative Example

£300 loan repayable over 6 months at £94.50 per month, Rate of interest 178% p.a. fixed; Representative 976.5% APR, Total Amount Payable is £567

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loan glossary

Representative Example

£300 loan repayable over 6 months at £94.50 per month, Rate of interest 178% p.a. fixed; Representative 976.5% APR, Total Amount Payable is £567

£500 loans from Dot Dot

A £500 loan from Dot Dot is all about simplicity. It's easy and straightforward to apply online, and you could get an initial decision in minutes.

Our loan calculator will show you your options for different loan amounts and repayment periods as well as the total cost of the loan. There are no hidden charges or fees so you can see everything upfront before you apply.

New customers have the option of paying a £500 loan back over 6 months or 9 months - existing customers also have the option of a 12-month repayment period. Each has different monthly repayment amounts, so you can choose the one that suits you best.

A £500 loan could be useful in those situations that really disrupt everyday life - like a broken boiler or unreliable washing machine.

A Dot Dot loan could help you get back on track when you need a bit of help.

How do £500 loans work?

As with all our loans our £500 loan is simple and straightforward.

You can apply for a £500 loan online and if you are accepted the money will be deposited into your nominated bank account.

We'll agree the repayment amount and date it's due to be taken up front so you know what to expect. Repayments are then taken monthly on the agreed date from your bank account.

When you apply you will need a valid email address, mobile number, home address information for the last 3 years and your bank account and debit card information.

If you need any help, then a member of the team will be happy to give you a hand through LiveChat, via email, or over the phone.

Responsible lending

At Dot Dot we take our responsibilities as a lender very seriously. We make sure to only provide credit to customers who can afford it, and to be clear and open at all times.

To help us do this, we always carry out credit and affordability checks on all our applicants. Our aim is to help, not cause you further difficulties.

Transparency is a very important part of responsible lending. We always make it clear what our loans will cost, and what your repayments will be. When you choose the £500 loan option, you’ll see all the information clearly displayed.

All charges and interest are shown upfront, and your loan will never cost more than this. We also don’t charge late payment fees.

500 pound loan FAQs

Question Answer
What repayment periods are available with a £500 loan? New customers can borrow £500 over 6 & 9 months. Existing customers have the option of a 12 month loan.
How much do I have to pay back a month? Your monthly repayment varies depending on the loan you choose, but the monthly payment on a £500 loan borrowed over 6 months is £157.50.
What is the interest rate on a £500 loan? The interest rate is fixed & depends on the loan you choose. The interest rate on a 6 month £500 loan is 89% & 96.30% on a 9 month loan.

Take a look at our loan calculator to find out more about our loans.

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