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£4000 loans from Dot Dot Loans

Do you have a big expense that you need help with, like home repairs or maybe a new car? With a fixed repayment plan of 48 months, Dot Dot Loans simple and straightforward £4000 loan option could be what you are looking for.

Our loan calculator will show the complete cost of the loan you'd like – including monthly repayment amounts. What you see is what you get, there are no application fees or any other hidden charges.

We consider lots of things when making a decision, so people with a less than perfect credit history can still apply.

How do £4000 loans work?

You can apply via our online form, and if you've been initially approved one of our agents will be in touch to discuss the next steps. We aim to provide a final decision on your loan the next working day.

Repayment amounts, and dates will be detailed during the application process, so you can see the total cost of your loan before you commit.

How do I apply for a £4000 loan?

To be eligible for a £4000 loan you need to be:

  • Over 21
  • A UK resident
  • In employment

During the application you will also need:

  • A valid email address and mobile number
  • Home address information for the last 3 years
  • Your bank account and debit card information

If you get stuck or want to ask a quick question, just get in touch with us.

Credit checks on a £4000 loan

We run affordability and credit checks for each application – this helps to ensure that every loan is affordable for each individual customer's circumstances.

Our initial credit check will be a 'soft' one, this means if your application isn't successful it won't leave a mark on your credit file for other lenders to see. We will only carry out a 'hard' search if we initially approve you for a loan and you accept our loan offer. A 'hard' search will be visible on your credit file for lenders to see.

From start to finish we will be open and honest with you about all the charges and the interest rate on your loan. You will see a clear breakdown of all the costs, and as we never charge for late payments the total cost will never change.

£4000 pound loans FAQs

Question Answer

What repayment periods are available with a £4000 loan?

Customers can borrow £4000 over a 48 month period.

How much do I have to pay back a month?

Your monthly repayment varies depending on the loan you choose, but the monthly payment on a £4000 loan borrowed over 48 months is £188.75.

What is the interest rate on a £4000 loan?

The interest rate is fixed & depends on the loan you choose. The interest rate on a 48 month, £4000 loan is 126.5%.

Can I get a £4000 loan with a bad credit history?

You don't need a perfect credit history to be approved for a £4000 loan. As part of our decision process we conduct credit and affordability checks to make sure the loan is right for you. You can find out about our loans for bad credit here.
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Short term loan

Representative Example

Borrow £300 over 6 months with monthly repayment of £92.97. Total amount payable £557.82. Interest rate 237% p.a. (fixed). 757.7% APR Representative.

Long term loan

Representative Example

Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.

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Representative 757.7% APR

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Representative 99.9% APR