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£3000 loans from Dot Dot Loans

£3000 can make a big difference. Whether it's covering a home improvement project or finally being able to afford that wedding or holiday of your dreams – a £3000 Dot Dot loan could help make it possible. Our £3000 loans come with a fixed repayment plan of 36 months.

How do £3000 loans work?

Dot Dot loans are simple and straightforward, in just a few minutes you can complete our simple online application. If you've been initially approved, one of our agents will be in touch to discuss the next steps. We aim to provide a final decision on your £3000 loan the next working day.

Your payment due dates and repayment amounts are all listed clearly before you commit to the loan, and you'll never pay more than expected. We do not charge application fees and there are no hidden costs or charges.

How do I apply for a £3000 loan?

To apply for a £3000 loan, you have to be:

  • Over 21
  • A UK resident
  • In employment

During the application you will also need:

  • A valid email address and mobile number
  • Home address information for the last 3 years
  • Your bank account and debit card information

If you get stuck or want to ask a quick question, our Customer Services team will be more than happy to help via email, or over the phone.

Credit checks on a £3000 loan

Dot Dot Loans runs affordability and credit checks for each application to try and ensure that the loan is affordable.

We will initially carry out a 'soft' credit search, so we can get a rough idea of your financial history, this search is visible to you but not other lenders. If we approve your application and you accept our loan offer, we will then carry out a 'hard' search, which will appear on your credit file and be visible to other lenders.

At every stage of your loan application, we'll be 100% clear about what we need from you and what you can expect from us. Your £3000 loan will never be subject to hidden fees or unexpected charges.

£3000 pound loans FAQs

Question Answer

What repayment periods are available with a £3000 loan?

Customers can borrow £3000 over a 36 month period.

How much do I have to pay back a month?

Your monthly repayment varies depending on the loan you choose, but the monthly payment on a £3000 loan borrowed over 36 months is £182.08.

What is the interest rate on a £3000 loan?

The interest rate is fixed & depends on the loan you choose. The interest rate on an 18 month, £3000 loan is 118.5%.

Can I get a £3000 loan with a bad credit history?

We consider several factors before making a lending decision, so you could still be approved for a £3000 loan if you have a bad credit history. You can find out about our loans for bad credit here.
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Short term loan

Representative Example

Borrow £300 over 6 months with monthly repayment of £92.97. Total amount payable £557.82. Interest rate 237% p.a. (fixed). 757.7% APR Representative.

Long term loan

Representative Example

Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.

Loans from £200 to £1000

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Representative 757.7% APR

Loans from £1500 to £4000

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Representative 99.9% APR