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£3000 loan from Dot Dot Loans

£3000 can make a big difference. When your income or savings can't cover the costs of an unexpected bill or a larger expense, then you may want to consider a £3000 loan from Dot Dot Loans.

Even if you have a bad credit history, we could still approve your loan application. Our £3000 payday loan alternative, can be repaid over 36 months and if approved you could have your money the day after you applied. Read on to find out more about a £3000 loan from Dot Dot Loans.

What can a £3000 loan be used for?

Life is full of unexpected expenses, from a broken-down car to a faulty boiler. They can happen to anyone, at any time, leaving you in a tricky financial situation. If your income or savings can't cover the costs, then a 3000 pound loan from Dot Dot Loans might be able to help you out.

Alternatively, you might need a £3000 personal loan to help pay for a larger project or life event you are planning. You could use the money to pay for home improvements that might add value to your home and create a better place to live. Or you could put the money towards planning your wedding.

Whatever your reason for needing to borrow 3000 pounds, at Dot Dot Loans we're here to help. More than one in five UK adults struggle with money worries, so turning to a long-term loan direct lender like Dot Dot Loans could help get you out of a tight spot.

How do £3000 loans from Dot Dot Loans work?

Dot Dot loans are straightforward. In just a few minutes you can complete our simple online application and get a quick initial decision.

If you've been initially approved, we'll be in touch to discuss the next steps. We aim to provide a final decision on your 3 year, 3000 pound loan the next working day.

Your payment due dates and repayment amounts are all listed clearly before you commit to the loan, and you'll never pay more than expected. We do not charge application fees and there are no hidden costs or charges.

How much do I have to pay back each month for my £3000 loan?

When you take out a £3000 personal loan, it's available over a 36 month repayment period. Check out our loan calculator to see what your monthly repayments would be.

I'd like to borrow £3000
and pay back over
  • Monthly repayment £198.68
  • Credit charge £323.91
  • Total to pay £4768.25*
  • APR 768.40%
Apply now

*Calculation is for illustrative purposes only. Actual cost and repayment will vary based on your loan start date and pay date.

Long term loan

Representative Example

Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.

Credit checks on a £3000 loan

Dot Dot Loans runs affordability and credit checks for each application to try and ensure that the loan is affordable.

We'll initially carry out a 'soft' credit search, so we can get a rough idea of your financial history, this search is visible to you but not other lenders. If we approve your application and you accept our loan offer, we'll then carry out a 'hard' search, which will appear on your credit file and be visible to other lenders.

At every stage of your loan application, we'll be 100% clear about what we need from you and what you can expect from us. Your £3000 personal loan will never be subject to hidden fees or unexpected charges.

Can I borrow 3000 pounds with a bad credit history?

At Dot Dot loans we look beyond your credit history because we know it can be difficult trying to get a loan from some lenders if it's less than perfect.

Our decision will consider other factors like your affordability, where we'll check your income and outgoings to check you can comfortably afford the monthly repayments on your loan. We'll also take into consideration your employment status before making our decision.

So, don't be put off applying for a £3000 loan if you have a bad credit history.

Am I eligible for a £3000 loan?

To be eligible for a 3000 pound loan from Dot Dot Loans you need to be:

  • Over 21
  • A UK resident
  • In employment

During the application you will also need:

  • A valid email address and mobile number
  • Home address information for the last 3 years
  • Your bank account and debit card information

We'll also look at your credit history and finances before making our decision.

Why choose Dot Dot Loans?

If you're looking for financial help, it's important that you come to the right place. At Dot Dot Loans, we aim to make our 3000 pound loans as manageable as possible. With repayments spread over a three year period, it should make it easier for you to budget for them. Here are some of the other reasons to choose us:

  • We're Approachable: Dot Dot Loans is a direct lender and not a broker, so you'll always know who you're dealing with.
  • We're honest: The cost of your 36 month, £3000 loan will be agreed upfront with no hidden costs.
  • We're trusted: We're fully authorised and regulated by the Financial Conduct Authority(FCA), under reference number 713984.
  • We're quick: Once your loan has been approved, you could have your money within an hour.
  • We're friendly:If you have any questions regarding a £3000 loan, our UK-based customer service team are always happy to help

Don't just take our word for it either, we've been rated as 'excellent' by our customers on Trustpilot from hundreds of customer reviews.

Apply for a £3000 personal loan today

Sometimes applying for a loan can feel overwhelming. However, with Dot Dot Loans you don't need to see someone face to face or go through a complicated application process. It can all be done from the comfort of your own home.

To get started with your application, use our long-term calculator. Here you'll see a full break down of the costs associated with a 3 year, £3000 loan from Dot Dot Loans. If you're happy with them, select 'Apply now' and fill in our simple application form. We'll then let you know the next steps if you've been initially accepted.

If you get stuck or want to ask a quick question, our Customer Services Team will be more than happy to help via email, or over the phone. You can also visit our FAQ's.

Apply now

Short term loan

Representative Example

Borrow £300 over 6 months with monthly repayment of £92.97. Total amount payable £557.82. Interest rate 237% p.a. (fixed). 757.7% APR Representative.

Long term loan

Representative Example

Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.

Loans from £200 to £1000

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Representative 757.7% APR

Loans from £1500 to £4000

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Representative 99.9% APR

Short-term loans: 757.7% APR Representative Long-term loans: 99.9% APR Representative