£2000 loan from Dot Dot Loans
If you've found yourself with an unexpected cost or are planning a large financial outlay, it can be a stressful time thinking about how you'll pay for them. A 2000 pound loan from Dot Dot Loans could help though.
We've made it quick and easy to apply, our online application will only take 5 minutes to complete and we'll give you an initial decision straight away. Even if you've struggled to borrow money in the past your application will still be considered by us.
You can pay our long-term £2000 personal loans over an 18 month repayment period, allowing you to spread your payments into manageable amounts. Read on to find out more about how to borrow £2000 with bad credit from Dot Dot Loans.
What can a £2000 loan be used for?
There are lots of things a £2000 loan can be used to help pay for - we understand that everyone has their own reasons and priorities.
They can help when things don't go to plan. Maybe you've been hit with a large unexpected bill or you have several due at once, turning to a long-term loan lender like Dot Dot Loans could help you get out of a tight spot.
Here are some other reasons to borrow 2000 pounds:
- To make necessary home improvements.
- To purchase a more reliable vehicle.
- To replace faulty/broken home appliances.
There might be another reason why you are applying for a £2000 personal loan, whatever it is, Dot Dot Loans may be able to help.
How do £2000 loans from Dot Dot Loans work?
You can apply in minutes and get a quick initial decision. If you've been initially approved, we'll be in touch to discuss the next steps. We aim to provide a final decision on your loan application the next working day.
All approved loans are funded within the hour between 9am and 10pm, loans approved after this time will be funded the next day.
Repayments will be made from your nominated account every month by Direct Debit, to save you the hassle of having to remember to contact us. These will be taken on the date's agreed to during your application.
There are no application fees, late fees or hidden charges - you'll never pay more than what you agreed to. We consider several factors when assessing people for a loan, so don't be put off if you have a less than perfect or bad credit history.
How much do I have to pay back each month for my £2000 loan?
When you take out a 2000 pound loan, it's available over an 18 month repayment period. Check out our loan calculator to see what your monthly repayments would be.
Long term loan
Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.
Credit checks on a £2000 loan
At Dot Dot Loans we are serious about responsible lending. For every applicant, we run credit and affordability checks to try ensure loans are only given to customers who we believe can afford them.
Our initial credit search will be a 'soft' one, which won't leave a mark on your credit file. If we make you a loan offer and you accept it, then we'll run a 'hard' credit search, which is visible to other lenders on your credit file.
Can I borrow £2000 with bad credit history
We don't think a bad credit history should hold you back. That's why we look at your wider financial situation and not just your credit score when making a lending decision. We'll factor in your income and outgoings, as well as your employment status, to help make sure the repayments are affordable.
So, don't worry if your credit score is less than ideal - you won't be automatically ruled out.
Am I eligible for a £2000 loan
As a responsible lender we have our own criteria to try make sure we are only lending to people who can afford the repayments.
To be eligible for a 2000 pound loan you need to be:
- Over 21
- A UK resident
- In employment
During the application you will also need:
- A valid email address and mobile number
- Home address information for the last 3 years
- Your bank account and debit card information
We'll also carry out credit and affordability checks before we approve your application for a loan. If you get stuck or want to ask a quick question, just get in touch with us.
Why choose Dot Dot Loans
We aim to make our £2000 loans as stress-free as possible. Plus, we're a direct lender and not a broker, so you'll always know who you're dealing with. You may have seen other companies offering £2000 payday loans, however with Dot Dot Loans you can spread your loan over 18 months with manageable monthly repayments.
Here are just some of the other reasons to choose Dot Dot Loans:
- We're responsible: We're a member of the Consumer Finance Association- and our robust credit and affordability checks make sure we lend responsibly.
- We're friendly: We have a UK-based customer services team that are happy to help answer any questions.
- We're straightforward: See all your costs upfront with no nasty hidden charges or late payment fees.
- We're recommended: We have been rated as 'excellent' on Trustpilot from hundreds of customer reviews.
With Dot Dot Loans you don't need a guarantor to sign for the loan alongside you, or to secure the money against anything you own. This is because we like to make borrowing money online simple.
Apply for a £2000 personal loan today
To get started, use our long-term loan calculator. It'll show you the breakdown of your £2000 loan including the credit charge and APR. If you're happy with the terms, select 'Apply now' to be taken to our application form. Fill in your details and press 'Submit'.
After you've submitted your application, we'll get in touch as soon as possible to let you know what the next steps are.
It's important to feel confident in your financial decisions. You can head to our FAQs if you have more questions, or contact us and we'll be happy to help.