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£2000 loan from Dot Dot Loans

If you've been hit by an emergency or an unexpected cost, it can be a stressful time thinking about how you'll cover it. A 2000 pound loan from Dot Dot Loans could help.

We've made it quick and easy to apply too. Our online application only takes 5 minutes to complete and we'll give you an initial decision straight away. You could even get an almost instant £2000 loan with bad credit as we’ll still consider your application if you've struggled to borrow money in the past.

You can pay back our long-term £2000 personal loans over an 18, 24 or 36 month repayment period, allowing you to spread your payments in manageable amounts. Read on to find out more about how to borrow £2000 with bad credit from Dot Dot Loans.

What can a £2000 loan be used for?

We understand that everyone has their own reasons and priorities, so there are lots of things that a £2000 loan can be used to help pay for.

They can help when things don't go to plan. Maybe you've been hit with a large unexpected bill or you have several due at once. Turning to a long-term loan lender like Dot Dot Loans could help you get out of a tight spot.

Here are some other reasons to borrow 2000 pounds:

  • To make necessary home repairs.
  • To repair or replace a broken-down car.
  • To replace faulty home appliances.

There might be another reason why you are applying for a £2000 personal loan, but whatever it is, Dot Dot Loans may be able to help.

How do £2000 loans from Dot Dot Loans work?

You can apply in minutes and get a quick initial decision. If you've been initially approved, we'll be in touch to discuss the next steps. We aim to provide a final decision on your loan application the next working day.

Loans are funded every hour 24/7.

Repayments will be made from your nominated account every month by Direct Debit to save you the hassle of having to remember to contact us. These will be taken on the dates agreed to during your application.

There are no application fees, late fees or hidden charges - you'll never pay more than what you agreed to. We consider several factors when assessing people for a loan too, so don't be put off if you have a less than perfect or bad credit history. You could still get a 2000 pound loan with bad credit and no guarantor.

How much do I have to pay back each month for my £2000 loan?

When you take out a 2000 pound loan, you’ll repay it over an 18-month repayment period. Check out our loan calculator to see what your monthly repayments would be.

Long term loan

Representative Example

Borrow £2000 over 36 months with monthly repayment of £123.54. Total amount payable £4447.44. Interest rate 60.03% p.a. (fixed). 79.4% APR Representative.

Credit checks on a £2000 loan

At Dot Dot Loans we are serious about responsible lending. We run credit and affordability checks for every applicant to try to make sure we only give loans to customers who we believe can afford them.

Our initial credit search will be a 'soft' one, which won't leave a mark on your credit file. If we make you a loan offer and you accept it, then we'll run a 'hard' credit search, which is visible to other lenders on your credit file.

Can I borrow £2000 with bad credit history?

We don't think a bad credit history should hold you back. That's why we look at your wider financial situation and not just your credit score when making a lending decision. We'll factor in your income and outgoings, as well as your employment status, to help make sure the repayments are affordable.

So, don't worry if your score is less than ideal - you could still get a £2000 loan with poor credit.

Am I eligible for a £2000 loan?

As a responsible lender, we have our own criteria to try make sure we are only lending to people who can afford the repayments.

To be eligible for a 2000 pound loan you need to be:

  • Over 21
  • A UK resident
  • In employment

During the application you will also need:

  • A valid email address and mobile number
  • Home address information for the last 3 years
  • Your bank account and debit card information

We'll also carry out credit and affordability checks before we approve your application for a loan. If you get stuck or want to ask a quick question, just get in touch with us.

Why choose Dot Dot Loans?

We aim to make our £2000 loans as stress-free as possible. We're also a direct lender and not a broker, so you'll always know who you're dealing with. You may have seen other companies offering £2000 payday loans, however with Dot Dot Loans you can spread your loan over 18 months with manageable monthly repayments.

Here are just some other reasons why a £2000 bad credit loan from a direct lender like Dot Dot Loans could be the right option for you:

  • We're responsible: We're a member of the Consumer Finance Association- and our robust credit and affordability checks make sure we lend responsibly.
  • We're friendly: We have a UK-based customer service team that are happy to help answer any questions.
  • We're straightforward: See all your costs upfront with no nasty hidden charges or late payment fees.
  • We're recommended: We have been rated as 'excellent' on Trustpilot by hundreds of customer reviews.

With Dot Dot Loans you don't need a guarantor to sign for the loan alongside you, or to secure the money against anything you own. We like to make borrowing money online simple.

I am an existing customer, how do I apply for another loan?

As an existing customer with an active loan, you may be eligible to take out a new loan with us once you’ve repaid your existing one. This is not a guarantee, however, and how much you may be able to borrow as an existing customer depends on your individual circumstances.

If you’ve settled your existing loan, you can apply via the Dot Dot online portal. Simply log in and select the 'New Loan' tab and then click apply now to start your application. Some of your details will already be pre-populated, please check they’re correct before continuing with your application.

Always consider the cost of further borrowing, whether it is affordable (particularly if your circumstances change), and whether you will be able to maintain other debt repayments.

Can I apply for a loan whilst on benefits?

Yes, but only for our short-term loan products. For loans between £100 and £1000, we accept applicants who use benefits as their primary source of income, subject to affordability checks. You can read more about applying for a loan on benefits on our blog.

What is the best £2000 loan for me?

If you’re looking for the best UK loan option for you, below we have a breakdown of monthly payment options depending on your repayment period.

We do consider applications with a less than perfect credit score. If you are looking for the best loan for bad credit for you, we could help, subject to affordability.

If you can see an option below that looks good for you, great! You can apply using the button below. Got any more questions? Feel free to contact us.

Compare your £2000 loan options

Paying back over 18 months 24 months 36 months
APR 99.4% 99.4% 79.5%
Credit charge £1325.50 £1819.84 £2374.72
Monthly repayments £184.75 £159.16 £121.52
Total to pay £3325.50 £3819.84 £4374.72
Paying back over APR Credit charge Monthly repayments Total to pay
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Apply for a £2000 personal loan today

To get started, use our long-term loan calculator. It'll show you the breakdown of your £2000 loan including the credit charge and APR. If you're happy with the terms, select 'Apply now' to be taken to our application form. Fill in your details and press 'Submit'.

After you've submitted your application, we'll get in touch as soon as possible to let you know what the next steps are. Remember you can still apply for a £2000 loan online with bad credit in the UK.

It's important to feel confident in your financial decisions. You can head to our FAQs if you have more questions, or contact us and we'll be happy to help.

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Borrow £2000 from Dot Dot Loans

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Approved loans are funded every hour 24/7 No hidden fees or costs Less than perfect credit accepted UK based Customer Service Team

Loans from £100 to £1000

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Representative 824.7% APR

Loans from £1500 to £5000

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Representative 79.4% APR

Short-term loans: 824.7% APR Representative Long-term loans: 79.4% APR Representative