£1000 loans from Dot Dot

From a broken-down home appliance to emergency car repairs, it’s impossible to plan for everything. A £1000 loan from Dot Dot could help to tide you over and cover those unexpected bills, especially when a larger loan isn’t needed.

Our £1000 loans are available to existing Dot Dot customers only. If you’re new to Dot Dot, you can borrow up to £600 and pay back over 3, 6 or 9 months, depending on the amount you borrow.

If you are an existing customer, simply log in to your account and apply for a £1000 loan and select the number of months you want to pay back over from the available options.

Check out our loan calculator to get started.

How do £1000 loans work?

Applying online for a Dot Dot Loan is simple and straightforward. You can apply in minutes and get a quick initial decision*.

If you’ve borrowed from us before, you can choose to apply for a £1000 loan and select your repayment period from the available choices.

The exact cost of your loan will be worked out when you apply. You’ll see everything clearly upfront, including the amount you’ll pay back each month.

The total cost of your loan is clear from the start, with no hidden fees or extra charges down the line – we don’t believe in late payment fees.

If you need any help when applying, a member of the team will be happy to give you a hand through LiveChat, via email, or over the phone.

Responsible lending

We take our responsibilities as a lender very seriously. Our aim is always to help our customers, not get them into further difficulties.

To help us to do this, we carry out credit and affordability checks on all our applicants to make sure you can afford your chosen loan. You don’t necessarily need a perfect credit history but we will always check that you’ll be able to manage your repayments. With Dot Dot, you don’t need to be a homeowner, either.

Transparency is also very important, so we always aim to make things clear and easy to understand. All interest and charges will always be shown upfront, and your loan will never cost more than this.

We also never charge for late payments, and you can pay off your £1000 loan early with no additional fees if you choose.

1000 pound loans FAQs

Question	Answer
What repayment periods are available with a £1000 loan?	Our existing customers can apply for a £1000 loan. The loan is available over a 12 month repayment period.
How much do I have to pay back a month?	The monthly repayment for a 12 month £1000 loan, is £164.17
What is the interest rate on a £1000 loan?	The interest rate is fixed up front and is 96.56% for a 12 month £1000 loan.

Take a look at our loan calculator to find out more about our loans.