From a broken-down home appliance to emergency car repairs, it's impossible to plan for everything. A £1000 loan from Dot Dot Loans could help to tide you over and cover those unexpected bills, especially when a larger loan isn't needed.
Check out our loan calculator to get started.
Applying online for a Dot Dot loan is simple and straightforward. You can apply in minutes and get a quick initial decision.
Our £1000 loans come with a repayment period of 9 months and you'll be able to see the total cost of your loan when you apply. You'll see everything clearly upfront, including the amount you'll pay back each month.
The total cost of your loan is clear from the start, with no hidden fees or extra charges down the line – we don't believe in late payment fees.
If you need any help when applying, a member of the team will be more than happy to give you a hand via email, or over the phone.
We take our responsibilities as a lender very seriously. To help us to do this, we carry out credit and affordability checks on all our applicants to make sure you can afford your chosen loan. You don't necessarily need a perfect credit history, but we will always check that you'll be able to manage your repayments. With Dot Dot, you don't need to be a homeowner, either.
Our initial credit check we be a 'soft' search, which isn't visible for other lenders or organisations to see. We will only carry out a 'hard' search on your credit file, if we make you a loan offer and you accept it, this will then be visible on your credit file to other lenders.
Transparency is also very important, so we always aim to make things clear and easy to understand. All interest and charges will always be shown upfront, and your loan will never cost more than this.
We also never charge for late payments, and you can pay off your £1000 loan early if you choose.
Take a look at our loan calculator to find out more about our short term loans.
What repayment periods are available with a £1000 loan?
|The repayment period for a £1000 loan is 9 months.|
How much do I have to pay back a month?
|The monthly repayment for a 9 month £1000 loan, is £209.61|
What is the interest rate on a £1000 loan?
|The interest rate is fixed up front and is 88.65% for a 9 month, £1000 loan.|
Can I get a £1000 loan with a bad credit history?
|We don't just look at your credit history when making a lending decision so you could still be approved for a £1000 loan if it's not perfect. You can find out about our loans for bad credit here.|
Borrow £300 over 6 months with monthly repayment of £92.97. Total amount payable £557.82. Interest rate 237% p.a. (fixed). 757.7% APR Representative.
Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.