Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. Dot Dot Loans is a credit broker, not a lender.
Paul Gillooly
Director of Dot Dot Loans and founder of PJG Financial Limited, the company behind it, with 15 years spent helping people across the UK borrow clearly and responsibly.
About Paul
Paul founded PJG Financial Limited, the company behind Dot Dot Loans, to make short term borrowing clearer, fairer and easier to navigate. He has spent 15 years in UK consumer credit and credit broking, and he specialises in helping people whose credit history is less than perfect find lenders who will genuinely consider them.
Recognised as a reliable voice in the bad credit lending sector, Paul is a regular commentator on personal finance whose insight has been quoted in national publications including The Mirror and The i Paper. His approach is practical: clear guidance, responsible borrowing and products that treat customers fairly.
Every guide on Dot Dot Loans is reviewed by Paul and our editorial team, checked against FCA rules and updated as the market changes.
Career at a glance
As featured in
Publications and platforms where Paul's commentary and interviews appear.
Authorisation and oversight
Clear, jargon free guidance on borrowing, reviewed for accuracy.