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An alternative to Wonga Loans

You may be trying to apply for a payday loan from Wonga. In August 2018, Wonga went into administration, meaning that they’re unable to offer any new loans.

How much was a Wonga loan?

Previously, Wonga offered a payday loan with 1509% Representative APR before their collapse in 2018.

At Dot Dot Loans, we offer a 1228.67% Representative APR for a short-term loan.

Our Representative APR is lower than Wonga’s payday loan, meaning that you would pay less in interest for the same amount borrowed. If you’re unsure about how APR works, take a look at our handy guide.

Why should I consider Dot Dot Loans as an alternative to Wonga?

If you are looking for a loan like Wonga, then we have an alternative at Dot Dot Loans. We provide simple, straightforward and convenient loans, with repayment times to suit you.

Dot Dot Loans offers short-term loan options, with a lower representative APR than from a payday lender like Wonga.

Unlike the payday loans offered by Wonga, with Dot Dot you can repay your short-term loan in instalments of your choice, by . This means you are more likely to borrow what you really need, making repayments more manageable.

But don’t just hear it from us, check out our customer testimonials.

Does Dot Dot Loans offer something similar to Wonga’s Loans?

Unlike Wonga, Dot Dot Loans does not provide payday loans. Instead we offer a short-term loan with flexible repayment terms, in addition to a borrowing range from £100-1000. If you’re unsure of the difference between a payday loan and a short-term loan, you’re able to get all the details on our dedicated short-term loans page. If you’re looking for a loan and wish to apply, you can use our easy-to-understand tool below.

Am I eligible for a Dot Dot Loan?

As part of your application, we conduct affordability checks for every loan issued to new and existing customers. You can apply for a loan and undergo an affordability check if you are:

  • Over 18 years of age
  • A UK resident
  • In employment

To complete your application, you’ll also need:

  • A valid e-mail address and mobile number
  • Details of a home address
  • Debit card and bank account details

Short term loan

Representative Example

Borrow £250 over 3 months with monthly repayment of £133.65 Total amount payable £400.95. Interest rate 284.76% p.a. (fixed). 1228.67% APR Representative.

Why Dot Dot

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Our customers rated our service as excellent

Approved loans are funded every hour 24/7 No hidden fees or costs Less than perfect credit accepted UK based Customer Service Team
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Short-term loans: 1228.67% APR Representative