Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk Compare our loans at AllTheLenders.org.uk

Online loans from £200 to £1250

  • Only ever pay back the amount agreed upfront
  • No penalty fees or extra interest – we try to be flexible
  • Quick online decision*

Representative Example

£300 loan repayable over 6 months at £93.58 per month, Rate of interest 237.25% p.a. fixed; Representative 754.5% APR, Total Amount Payable is £561.46

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk Compare our loans at AllTheLenders.org.uk

Loan glossary

Representative Example

£300 loan repayable over 6 months at £93.58 per month, Rate of interest 237.25% p.a. fixed; Representative 754.5% APR, Total Amount Payable is £561.46

What is a direct lender?

Dot Dot Loans is a direct lender, you can apply directly for a loan to us and we lend funds directly to you. Approved applicants will have the agreed loan amount deposited directly into a designated bank account.

The advantages of using a direct lender

Applying for a loan with a direct lender means the process of applying for credit is usually very straightforward and you will have full control over which companies your details have been submitted to. A broker may pass your details onto other many companies to try and find you the credit you’ve requested. They don’t generally lend the money themselves.

You can also contact your lender directly, so you can contact them with questions or issues, and they’ll also be able to contact you if necessary.

Just borrow what you need

With Dot Dot Loans you have clear and straightforward options for choosing a loan to suit your needs, with flexible repayment periods depending on the amount you want to borrow. This means you can pick the loan that’s right for you whether it’s for an emergency home repair or a bigger than usual bill.

You can apply online in a simple and convenient process, and get an initial decision in minutes. Loans are funded three times a day on Monday to Friday. If you've applied after 3.30pm, your loan will be funded at the first funding time on the next business day.

If you apply before 9:30am, your loan will be transferred before 11:30am. If you apply before 12pm, your loan will be transferred before 2pm. If you apply before 3:30pm, your loan will be transferred before 5:30pm.

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