Representative Example
£300 loan repayable over 6 months at £94.50 per month, Rate of interest 178% p.a. fixed; Representative 976.5% APR, Total Amount Payable is £567
How we work
Get a quick decision
We aim to give you a quick decision when you apply. If we can't, we may just need some more information from you.
Upfront charges
We only charge the interest on our loans that we agree with you upfront. There are no additional charges or fees. If you need a bit of extra help, we want to work with you to agree an affordable payment plan.
Manageable repayments
We'll agree the repayment amount and date it's due to be taken up front so you know what to expect. Repayments are then taken monthly on the agreed date from your bank account.
Credit check
As part of our assessment we will conduct a Credit Search to look at your credit history. We also conduct affordability checks for each loan to help make sure you don't get into any difficulty. You don't necessarily have to have a perfect credit rating to get a loan with us.