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Who we are

Dot Dot Loans is a trading name of Shelby Finance Ltd, a UK based online loan company. We’re owned by Morses Club PLC, who are one of the largest home collected loan companies in the UK, with a history going back over 130 years.

Dot Dot Loans was launched in 2017, designed for customers who prefer a fully online service that’s simple, straightforward, and convenient.

Things we like:

Things we don’t like:

  • Unnecessary charges
  • Bad service
  • Keeping people waiting
  • Unexpected expense

We like to be helpful

Our aim is always to be helpful and fair to our customers. We want to help them out of difficulties rather than cause more, so we always make sure your chosen loan is right for you. We believe in giving you straightforward and helpful information whenever we can, and provide you with clear communication at every stage.

Our responsibility as a lender is also very important to us. We carry out credit checks on all our customers whether they’ve borrowed from us before or not, and we don’t charge late payment fees. We also allow our customers to pay off a loan early if they want.

Our customers are important to us, and our aim is to always be helpful and fair.

Short term loan

Representative Example

Borrow £300 over 6 months with monthly repayment of £92.97. Total amount payable £557.82. Interest rate 237% p.a. (fixed). 757.7% APR Representative.

Long term loan

Representative Example

Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.

Loans from £200 to £1000

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Representative 757.7% APR

Loans from £1500 to £4000

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Representative 99.9% APR