Sunny Loans alternative: borrow up to £5000

A Sunny Loans’ Payday loan offered a 1293% Representative APR. In comparison, at Dot Dot Loans, we offer a 824.7% Representative APR for a short-term loan, and 79.4% Representative APR for a long-term loan.

This makes Dot Dot Loans cheaper than Sunny Loans if you compare each Representative APR (which we’ve explained here), and with a wide-range of borrowing amounts.

Dot Dot Loans offers a short-term loan that you’re able to pay over 3, 6 or 9 months, and you’re able to borrow from £100-£1000, subject to credit and affordability checks.

A Dot Dot Loan has no hidden fees or costs, with less than perfect credit scores accepted and a UK based customer service team. Use the tool below to calculate the cost of a short-term Dot Dot Loan.

At Dot Dot Loans, we care about you and believe that you should be getting a simple, straightforward and convenient loan.

We offer a reasonable alternative to Sunny Loans in the form of two loans, a short-term loan and a long-term loan.

Subject to credit and affordability checks, you will be able to apply for a Dot Dot Loan, as long as you meet the following criteria:

• Over 18 years of age (over 21 for long term loans)
• A UK resident
• In employment

To complete your application, you’ll also need:

• A valid e-mail address and mobile number
• Details of a home address
• Debit card and bank account details