Short term loans from Dot Dot

At Dot Dot we provide short term loans that are simple, straightforward, and convenient. New customers can apply to borrow between £200 and £600, with a choice of repayment periods.

Our online application process is straightforward and you can see the exact cost of your loan upfront. There are no hidden charges or late payment fees.

Loans are funded three times a day on Monday to Friday. If you've applied after 3.30pm, your loan will be funded at the first funding time on the next business day.

If you apply before 9:30am, your loan will be transferred before 11:30am. If you apply before 12pm, your loan will be transferred before 2pm. If you apply before 3:30pm, your loan will be transferred before 5:30pm.

Just borrow what you need

Online short term loans can be useful for all sorts of unexpected costs or larger than usual expenses. You might need a home appliance replaced or emergency car repairs, and a Dot Dot loan could help you whether you need £200 or £1000.

As a responsible lender it’s our aim to help our customers, not get them into difficulties. We always carry out credit and affordability checks on applicants, and we don’t charge unnecessary fees or late payment penalties.

Short term loans FAQs

Question	Answer
What repayment periods are available with a short term loan?	This depends on the loan amount chosen, for new customers we offer repayment periods of 3, 6 and 9 months.
Are there any fees with a short term loan?	We don't charge fees for missed payments, we keep things simple at Dot Dot.
What is the interest rate on a short term loan?	The interest rate is fixed up front and is 87.16% for a 6 month £300 loan.

Take a look at our loan calculator to find out more about our short term loans.