Peachy Loans alternative

A Peachy payday loan was offered at approximately representative 947% APR, whereas a Dot Dot short-term loan is offered at representative 824.7% APR. This means that the cost of borrowing from Peachy could have been more expensive than borrowing from Dot Dot Loans.

In short, a higher APR means the cost of borrowing is higher. If you’re feeling confused about APR, our handy guide explains it in more detail.

Not only could it be cheaper to borrow from Dot Dot but it may also be more straightforward to apply for a Dot Dot loan. In just 5 simple steps, you can apply for a short-term loan from £100 to £1000, subject to affordability.

If your loan gets approved, the money could be in your bank the same day, as our loans are funded every hour 24/7. There are no nasty unexpected charges either, like the late repayment fees which you may have encountered with Peachy loans.

Unlike the Payday loans offered by Peachy, with Dot Dot you can repay your loan in instalments of your choice. This means that you can choose to repay your loan over 3, 6, or 9 months. You’re then more likely to borrow what you really need, making repayments more manageable.

You can also manage your loan on the go from our customer portal.

We also offer long-term loans from £1500 to £5000, subject to affordability. Managing your long-term loan with Dot Dot can be just as reliable as applying for one of our short-term loans.

But don’t just hear it from us, check out our customer testimonials.

As part of your application, we conduct affordability checks for every loan issued to new and existing customers. You can apply for a loan and undergo an affordability check if you:

• Over 18 years of age (over 21 for long term loans)
• A UK resident
• In employment

To complete your application, you’ll also need:

• A valid e-mail address and mobile number
• Details of a home address
• Debit card and bank account details