Why Dot Dot

Representative Example

£300 loan repayable over 6 months at £94.50 per month, Rate of interest 178% p.a. fixed; Representative 976.5% APR, Total Amount Payable is £567

Fees and charges

Loans can get complicated, but we don’t think it needs to be that way. That’s why we’re open about what we charge.

Our interest rate is fixed and transparent so you always know what you’re paying right from the start.
We don’t charge missed or late repayment fees.
If we’re unable to take your repayment we’ll work with you to find a solution that’s right for you. So if you’re having trouble repaying, it’s best to get in touch as soon as possible.
If you want to pay your loan off early you can – no problem. There are no additional charges for early repayments.

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Representative Example

£300 loan repayable over 6 months at £94.50 per month, Rate of interest 178% p.a. fixed; Representative 976.5% APR, Total Amount Payable is £567

To apply for a Dot Dot Loan will need:

A valid email address and mobile number
Your home address information for the past 3 years
Your bank account and debit card information

Also you must:

Be over 18 years of age
Be a UK resident
Have a minimum income of £14,400 per year
Not be self-employed
Be paid monthly

All applications are subject to a credit check and affordability assessment.

If you are an existing customer or have previously held a Dot Dot Loan, please Login to your account to apply. Forgotten your password? Reset here.

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