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Choose an online loan by time

A Dot Dot loan is all about simplicity, below you can see all our loan options at a glance. Once you’re ready, you can apply online through our simple and straightforward application form.

You'll see the exact cost of your loan upfront, including payments and the total repayable amount, with no hidden fees or late payment penalties along the way.

Loans are funded every hour between 9am and 10pm, seven days a week. If you're approved after 10pm your loan will be funded at 9am the next day.

Just borrow what you need

Our choice of loan periods gives you the flexibility to choose one that's right for you.

You have the choice of a 3 to 48 month repayment period, dependent on the loan amount.

3 month loan

Our choice of 3 month loans are ideal for those smaller expenses, from unexpected bills to special occasions. New and existing customers could borrow up to £200 with our 3 month loan plans.

6 month loan

A 6 month loan allows you to borrow between £250 and £500, providing cash for any expenses that may come up, such as a broken washing machine or TV, or any unexpected household bills.

9 month loan

You could borrow between £550 and £1000 with our 9 month loan options. This can be ideal for those bigger expenses such as emergency home repairs, allowing you to keep life on the go whatever you need.

18 month loan

Life has a way of catching us out, appliances breakdown and car engines start playing up. When this happens, Dot Dot Loans is there for you. Borrow between £1500 and £2250 and pay the money back over 18 months.

24 month loan

Managing finances can be tricky at times, especially when you need some extra money to make important purchases. With a 24 month loan from Dot Dot you can borrow between £2500 and £2750, giving you the extra money to handle those important expenses.

36 month loan

With our 36 month loans you can borrow between £3000 and £3250. If you are planning on a big expense like home improvements, this could be perfect for you as it allows you finance and plan ahead of time.

48 month loan

If you need a large amount of money to buy a new car or help plan your dream wedding, a loan from Dot Dot might be able to help. With our 48 month loan you can borrow between £3500 and £4000.

Short term loan

Representative Example

Borrow £300 over 6 months with monthly repayment of £92.97. Total amount payable £557.82. Interest rate 237% p.a. (fixed). 757.7% APR Representative.

Long term loan

Representative Example

Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.

Loans from £200 to £1000

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Representative 757.7% APR

Loans from £1500 to £4000

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Representative 99.9% APR

Short-term loans: 757.7% APR Representative Long-term loans: 99.9% APR Representative