Choose a short term loan to suit you

A Dot Dot loan is all about simplicity, allowing new customers to borrow between £200 and £600 with a choice of repayment periods. You can see all our loan options at a glance, and apply online in simple and straightforward process.

You'll see the exact cost of your loan upfront, including payments and the total repayable amount, with no hidden fees or late payment penalties along the way.

Loans are funded three times a day on Monday to Friday. If you've applied after 3.30pm, your loan will be funded at the first funding time on the next business day.

If you apply before 9:30am, your loan will be transferred before 11:30am. If you apply before 12pm, your loan will be transferred before 2pm. If you apply before 3:30pm, your loan will be transferred before 5:30pm.

Just borrow what you need

Our choice of loan periods gives you the flexibility to choose one that's right for you.

New Dot Dot customers have the choice of 3 month periods for smaller amounts, going up to 6 months and 9 months for larger amounts up to £600. Existing customers have access to our 12 month loan periods, allowing you to borrow up to £1250.

3 month loan

Our choice of 3 month loans are ideal for those smaller expenses, from unexpected bills to special occasions. New and existing customers could borrow up to £400 with our 3 month loan plans.

6 month loan

A 6 month loan allows you to borrow between £300 and £600, providing cash for any larger expenses that may come up, such as a broken washing machine or TV, or any unexpected household bills.

9 month loan

You could borrow between £400 and £600 with our 9 month loan options, or up to £900 if you're already a Dot Dot customer. This can be ideal for those bigger expenses such as emergency car repairs, allowing you to keep life on the go whatever you need.

12 month loan

If you're an existing Dot Dot customer you can apply for a 12 month loan, for amounts between £700 and £1250. A 12 month loan could help with larger costs for anything from replacing broken kitchen appliances to emergency home repairs.