Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loan glossary

Representative Example

£300 loan repayable over 6 months at £93.58 per month, Rate of interest 237.25% p.a. fixed; Representative 754.5% APR, Total Amount Payable is £561.46

Choose a short term loan by amount

At Dot Dot we provide simple, straightforward short term loans. As a new customer you can borrow up to £600, with a choice of repayment plans to suit your needs.

You can apply online using our quick and simple application form and get an initial decision in minutes. Loans are funded three times a day on Monday to Friday. If you've applied after 3.30pm, your loan will be funded at the first funding time on the next business day.

If you apply before 9:30am, your loan will be transferred before 11:30am. If you apply before 12pm, your loan will be transferred before 2pm. If you apply before 3:30pm, your loan will be transferred before 5:30pm.

We don’t charge for missed or late payments, so you’ll always be sure of the exact cost of your loan upfront.

Just borrow what you need

New Dot Dot customers can borrow from £200 up to £600, with the option to repay over 3 months, 6 months, or 9 months. Existing customers have additional options, with repayment periods of up to 12 months, and the ability to borrow up to £1250.

£300 cash loan

Our £300 loan gives you that bit extra when you need it, providing funds when unexpected bills or costs come up. With this option you can choose to repay over 3 months or 6 months.

£500 cash loan

When you need a new washing machine or laptop, or perhaps the boiler has broken down, a £500 loan could be an option for you. New customers can choose between 6 month or 9 month repayment periods, while existing customers have the added option of repaying over 12 months.

£1,000 cash loan

Existing Dot Dot customers can apply for our £1000 loan option, this could be perfect for anything from car breakdowns to urgent home improvements. These loans come with a straightforward 12 month repayment plan.