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Why a short-term loan could help this winter?

Why a short-term loan could help this winter?

When winter rolls in after autumn, things can suddenly get very cold. This change in weather may bring a whole host of problems to households across the country and these problems will cost money; the good news is that a short-term loan could help.

In this blog post, we take a look at why a short-term loan may help tackle some of the financial hurdles that occur during winter and why a short-term loan might be the solution to short-term money problems.

Winter chills
We all know about the woes that winter can bring. The roads can be covered in black ice, boilers fail, cars won’t start and all sorts of things can break down in the house. When all these problems and inconveniences add up, the winter months can become stressful. All of these repairs cost money, a short-term loan can be taken out to deal with any of these situations, should they happen. 

If your boiler was to freeze up, this could lead to a whole host of other problems and headaches as you desperately change plans to get it fixed. A short-term loan could be an ideal way to get the extra money to fix it. If your application is approved in time, you could even have the money the same day. Before approving a loan, we will always carry out credit and affordability checks to ensure the loan is suitable, sustainable and affordable. 

Responsible lending
Whatever you need a short-term loan for, it’s important to pick your lender carefully. Here at Dot Dot Loans, we take great pride in our status as a responsible lender; we aim to help our customers and to achieve this, we make sure you have access to all the information and requirements of your loan so that you can make an informed decision.

All of our costs are transparent; you will always know what the costs are and how the repayment structure works before you make your choice. We always carry out credit checks to see how much credit you’re eligible for and to ensure that you’ll be able to make your repayments. Our affordability checks complete a similar function, where we look at your income and outgoings to make sure you can afford the loan on top of your current outgoings.

Winter can bring its own problems, but none of those should drive you into debt that you can’t manage. Our responsible lending model can help to ensure that they don’t. For more information, see our responsible lending guide and for independent advice, visit www.moneyadviceservice.org.uk

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Wills the name, content is the game. I’m always on the dot when it comes to finding a bargain, and staying up to date with the latest financial advice.

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