Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Man your battle stations everyone, the most bargainous, and some would say brutal, shopping period of the year is here again – Black Friday.
It has become the stuff of legend and now extends for weeks before and after the day itself (Friday 23 November, for anyone that doesn’t already know).
Opinions are divided but, whether you’re in the pro or anti Black Friday camp, it can’t be denied that there are some great deals to be had if you know where to look and what to do – here are some tips from us.
There’s a lot to be said for physically seeing the things you buy before you buy them. However, at this time of the year, we’d rather be shopping on the sofa with a cuppa then being hit in the face repeatedly by other people’s errant elbows, and are an advocate of online shopping. Lots of companies are already running Black Friday deals; Tech deals are some of the most widely anticipated on Black Friday and Cyber Monday and places like ao.com and Currys PC World already have some deals available. Amazon’s Black Friday deals officially start from this Friday (16 November) but there are already deals up for grabs on their website, so head on over early to see if you can get your Christmas shopping all wrapped up before the madness starts.
Don’t overlook the Supermarkets – they all sell way more than just food these days and will undoubtedly be offering up some good deals if previous years are anything to go by. However, we’d suggest NOT trying to do your weekly food shop at the same time as trying to bag a bargain elsewhere in store. It’s likely to be a free for all so, if you can, do your food shop another day so you can focus on what you actually want to snap up and aren’t worried about your peas defrosting during the chaos.
If you’re just using Black Friday to get your Christmas shopping done then you could be missing a trick. Is there anything you need for your home? Does the dog need yet more stuff or have you been meaning to upgrade that gym gear for ages but never got round to it? Now could be the perfect time. It’s likely you’ll already be shopping, so you won’t be going out of your way to get those boring errands checked off the list, and you’ll be able to sort yourself out with whatever bits you need a bit cheaper than if you leave it until the new year. Make a list, focus and go for it.
Speaking of lists, you really can’t prepare enough if you’re planning on taking advantage of Black Friday. Not only will this save you time (and sanity, if you’re physically going to the shops) but it will make for a more stress-free experience. Another very important – and somewhat obvious - tip; only spend what you can afford. No matter how good the deals are, or how many bargains you find, don’t go over the budget you’ve set for yourself. If you don’t really need it, or it’s not on the list, don’t buy it.
There you have it - good luck everyone. What amazing deals have you found?