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Loan purpose

There are lots of reasons why you may need a Dot Dot loan, from a broken-down boiler to a new car, our loans range from £200 - £4000 so there's an amount that could help you out, whatever you need it for. With repayment terms between 3 and 48 months, we try to make sure your repayments are affordable.

Below we've tried to cover some of the most common reasons why people may need a Dot Dot loan.

Reasons to take out a loan

Buying a car

Buying a car

A car loan gives you that extra money towards buying a new car.

Getting married

Getting married

A wedding loan can help you plan the day of your dreams.

Home improvements

Home improvements

A home renovation loan allows you to make the improvements you've always wanted to.

Repairing your car

Repairing your car

A car repair loan can get you back on the road.

Home emergencies

Home emergencies

A home emergency loan could cover anything from fixing a broken-down boiler to a new oven.

Why do lenders need to know the purpose of your loan?

Lenders need to know the purpose of your loan as it could influence their decision on whether to approve your application. If the reason for you taking out the loan is not sustainable or encourages frivolous spending, then they may decline your application.

How do I apply for a Dot Dot loan?

You can apply for one of our loans via our online application form, where we'll get to know you a little better by asking you some basic personal and financial questions. This will help us build a better picture of you and give us the correct information to run an affordability and credit check, to try make sure the loan is suitable for you. Once your loan has been approved, you could have the money in your bank account within an hour. You can find out more about how applying for a Dot Dot loan works here.

Need some help?

If you would like some more help regarding our loans, please check out our FAQ's where you can find lots of great information or you can get in contact with us.

Short term loan

Representative Example

Borrow £300 over 6 months with monthly repayment of £92.97. Total amount payable £557.82. Interest rate 237% p.a. (fixed). 757.7% APR Representative.

Long term loan

Representative Example

Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.

Loans from £200 to £1000

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Representative 757.7% APR

Loans from £1500 to £4000

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Representative 99.9% APR