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Loan purpose

There are lots of reasons why you may need a Dot Dot loan, from a broken-down boiler to a new car, our loans range from £100 - £5000 so there's an amount that could help you out, whatever you need it for. With repayment terms between 3 and 48 months depending on how much you borrow, we try to make sure your repayments are affordable.

Below we've tried to cover some of the most common reasons why people may need a Dot Dot loan.

Reasons to take out a loan

Transport

Transport

A transport loan can help fund essential travel to work.

Debt consolidation

Debt consolidation

A long-term loan could help consolidate debt, so that you are only making payments to one lender.

Repairing your car

Repairing your car

A car repair loan can get you back on the road.

Home emergencies

Home emergencies

A home emergency loan could cover anything from fixing a broken-down boiler to a new oven.

Health and safety

Health and safety

A loan could help cover the cost of necessary equipment, such as a supportive chair for a bad back when working from home.

Work

Work

A loan could help fund equipment which you need to do your job, or perhaps your current items need repairing urgently.

Why do lenders need to know the purpose of your loan?

Lenders need to know the purpose of your loan as it could influence their decision on whether to approve your application. If the reason for you taking out the loan is not sustainable or encourages frivolous spending, then they may decline your application.

How do I apply for a Dot Dot loan?

You can apply for one of our loans via our online application form, where we'll get to know you a little better by asking you some basic personal and financial questions. This will help us build a better picture of you and give us the correct information to run an affordability and credit check, to try make sure the loan is suitable for you. Once your loan has been approved, you could have the money in your bank account within an hour. You can find out more about how applying for a Dot Dot loan works here.

Need some help?

If you would like some more help regarding our loans, please check out our FAQ's where you can find lots of great information or you can get in contact with us.

Borrow from Dot Dot Loans

Approved loans are funded every hour 24/7 No hidden fees or costs Less than perfect credit accepted UK based Customer Service Team

Loans from £100 to £1000

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Representative 824.7% APR

Loans from £1500 to £5000

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Representative 79.4% APR

Short-term loans: 824.7% APR Representative Long-term loans: 79.4% APR Representative