Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk Compare our loans at AllTheLenders.org.uk

Coronavirus (COVID-19) Update - please click here.

Loan guides

There’s lots of reasons why you may need to borrow money, whether you’ve been hit with an unexpected bill or you’ve got a big purchase coming up, you will want to find the loan that’s right for you.

This can be difficult though with all the different ones available, that’s why we have put together these loan guides. Hopefully they will help you understand some of the different loan types, as well as the different loans offered by Dot Dot Loans.

Which type of loan is most suitable for you?

Short-term Loans

Short-term loans allow you to borrow a smaller amount of money and spread the cost over several months, giving you time to make the repayments. Find out more about our short-term loans here.

Long-term Loans

With a long-term loan, you borrow a larger amount of money and pay it back over a longer repayment period to help make repayments more manageable. Find out more about our long-term loans here.

Cash Loans

A cash advance loan is ideal if you need money for an unexpected cost. Find out more about cash loans here.

Quick Loans

If your car engine’s playing up or your boiler’s broken down, you need a solution fast. Our quick loans may provide you with that. Find out more about our quick loans here.

Online Loans

An online loan from Dot Dot is a straightforward way to borrow. Apply online using our simple application form and get a quick initial decision. Find out more about online loans here.

Payday Loans

Payday loans are a quick form of finance which are repaid in one payment (usually your payday), alongside added interest. Find out more about payday loans here.

Same Day Loans

If you have been hit with an unexpected cost that requires immediate action, a same day loan may be an ideal solution. You could get the funds you need on the same day as applying. Find out more about same day loans here.

Bad Credit Loans

A poor credit rating isn’t always the full story. With a bad credit loan, a lender will consider a range of factors before making a decision on your application. Find out more about bad credit loans here.

Short term loan

Representative Example

Borrow £300 over 6 months with monthly repayment of £92.97. Total amount payable £557.82. Interest rate 237% p.a. (fixed). 757.7% APR Representative.

Long term loan

Representative Example

Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.

Loans from £200 to £1000

Apply now

Representative 757.7% APR

Loans from £1500 to £4000

Apply now

Representative 99.9% APR

Short-term loans: 757.7% APR Representative Long-term loans: 99.9% APR Representative