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Loan glossary

Representative Example

£300 loan repayable over 6 months at £94.50 per month, Rate of interest 178% p.a. fixed; Representative 976.5% APR, Total Amount Payable is £567

Instalment loans from Dot Dot loans

What is an instalment loan?

Instalment loans are a simple and straightforward type of lending.

With an instalment loan from Dot Dot all the information is clear and upfront and applying is simple: choose the amount you wish to borrow and the repayment plan that works for you, with monthly instalments set over three to twelve months depending on the amount you borrow. Monthly instalments help you spread the cost of your loan and keep the repayments manageable.

New customers can borrow up to £600 and existing customers could borrow up to £1250 subject to status.

Applying for your instalment loan could not be simpler. Use our loan calculator to see the exact cost of your loan upfront and your monthly repayment plan.

If you are approved for a loan, we will aim to have the funds in your account within one hour.*

Just borrow what you need

Online instalment loans can be a good option for customers who need to borrow money to cover unexpected costs and want to repay their loan in manageable amounts over a set period of time.

With Dot Dot instalment loans, everything is clear and agreed upfront - no need to worry about a change of rates further down the line.

As a responsible lender we want to help our customers, not get them into difficulties. That's why we always carry out credit and affordability checks.

Why choose an instalment loan from Dot Dot?

  • Simple online application
  • Only pay back the amount agreed upfront
  • Quick initial decision in most cases
  • Choose repayment dates
  • Spread the cost of your loan
  • Friendly, helpful, UK based support team

Instalment loans FAQs

Question Answer
Are there any extra fees with an instalment loan? We don't charge fees for missed payments or early repayment, we keep things simple at Dot Dot.
Who can apply for an instalment loan? Anyone can apply for an instalment loan, however all our applications are subject to credit and affordability checks.
What is the interest rate? Our interest rates are fixed, however they depend on your chosen loan term, for more information please use our loan calculator.
How soon will I receive my funds? We will aim to have the funds in your account within one hour if your loan is approved between 8.30 and 16.30*.

Take a look at our loan calculator to find out more about our loans.

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