Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Online loans from £200 to £1250

  • Only ever pay back the amount agreed upfront
  • No penalty fees or extra interest – we try to be flexible
  • Speedy decision and loan transfer within one hour*

Representative Example

£300 loan repayable over 6 months at £94.50 per month, Rate of interest 178% p.a. fixed; Representative 976.5% APR, Total Amount Payable is £567

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loan glossary

Representative Example

£300 loan repayable over 6 months at £94.50 per month, Rate of interest 178% p.a. fixed; Representative 976.5% APR, Total Amount Payable is £567

Instalment loans from Dot Dot loans

What is an instalment loan?

Instalment loans are a simple and straightforward type of lending.

With an instalment loan from Dot Dot all the information is clear and upfront, and applying is simple. Choose the amount you wish to borrow, along with the repayment plan that works for you, with monthly instalments available over 3 to 12 months depending on the amount you borrow.

New customers can borrow up to £600 and existing Dot Dot customers could borrow up to £1250 subject to status. An instalment loan could be used for anything from urgent car repairs, to replacing a broken laptop. Life sometimes throws up little surprises, and an instalment loan helps you deal with these when they arise.

Monthly instalments help you spread the cost of your loan. Your repayments will be manageable and won't change from month to month, helping you plan your finances.

Applying for your instalment loan could not be simpler. Use our handy loan calculator to see the exact cost of your loan upfront, and then complete our simple online application.

We know just how important it is for you to get the funds you need when you need them, which is why we make things as speedy as possible too. If you are approved for a loan, we will aim to have the funds in your account within one hour.* The application process is also quick, and in most cases can be completed entirely online.

Just borrow what you need

Online instalment loans can be a good option for customers who need to borrow money to cover unexpected costs and want to repay their loan in manageable amounts over a set period of time.

With Dot Dot instalment loans, everything is clear and agreed upfront. We don't have any hidden charges, and there are no late payment fees either. You'll know exactly how much the loan will cost you from the very beginning.

As a responsible lender we want to help our customers, not get them into difficulties. That's why we always carry out credit and affordability checks.

Credit checks tell us how you've managed credit in the past by looking at previous loans you might have had. Affordability checks help us make sure that you can afford the monthly repayments. These checks are carried out on both new and existing customers, but if you've had a loan with Dot Dot before, you may be eligible for a larger loan.

Our aim is to be fair and helpful to our customers, which is why we're on hand to help you, whether you're not sure if a loan is right for you, you need a hand with the application, or you have any queries about your loan.

To see a full range of the loans available at Dot Dot please visit out loans by amount page.

Instalment loans FAQs

Question Answer
Are there any extra fees with an instalment loan? We don't charge additional fees or interest, we keep things simple at Dot Dot.
Who can apply for an instalment loan? Anyone can apply for an instalment loan, however all our applications are subject to credit and affordability checks.
What is the interest rate? Our interest rates are fixed, however they depend on your chosen loan term, for more information please use our loan calculator.
How soon will I receive my funds? We will aim to have the funds in your account within one hour if your loan is approved between 8.30 and 16.30*.
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