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Instalment loans from Dot Dot Loans

What is an instalment loan?

Instalment loans are a simple and straightforward type of lending.

With an instalment loan from Dot Dot all the information is clear and upfront, and applying is simple. Choose the amount you wish to borrow, along with the repayment plan that works for you, with monthly instalments available over 3 to 48 months depending on the amount you borrow.

An instalment loan could be used for anything from urgent car repairs, to replacing a broken laptop. Life sometimes throws up little surprises, and an instalment loan could help you deal with these when they arise.

Monthly instalments help you spread the cost of your loan. Your repayments should be more manageable and won't change from month to month, helping you plan your finances.

Applying for your instalment loan could not be simpler. Our handy loan calculator allows you to see the exact cost of your loan upfront. Our online application is straightforward and should take you less than 5 minutes to complete.

Just borrow what you need

Online instalment loans can be a good option for customers who need to borrow money to cover unexpected costs and want to repay their loan in manageable amounts over a set period of time.

With Dot Dot instalment loans, everything is clear and agreed upfront. We don't have any hidden charges, and there are no late payment fees either. You'll know exactly how much the loan will cost you from the very beginning.

As a responsible lender we want to help our customers that's why we always carry out credit and affordability checks.

Credit checks tell us how you've managed credit in the past. Affordability checks help us make sure that you can afford the monthly repayments. These checks are carried out on both new and existing customers.

Our aim is to be fair and helpful to our customers, which is why we're on hand to help you, whether you need a hand with the application or you have any queries about your loan.

To see a full range of the loans available at Dot Dot Loans please visit out loans by amount page.

Instalment loans FAQs

Question Answer

Are there any extra fees with an instalment loan?

We don't charge additional fees or interest, we keep things simple at Dot Dot.

Who can apply for an instalment loan?

Anyone can apply for an instalment loan, however all our applications are subject to credit and affordability checks.

What is the interest rate?

Our interest rates are fixed, however they depend on your chosen loan term. The interest rate will be displayed before you apply for your loan.

How soon will I receive my funds?

Loans are funded every hour between 9am and 10pm, seven days a week. If you're approved after 10pm your loan will be funded at 9am the next day.

Short term loan

Representative Example

Borrow £300 over 6 months with monthly repayment of £92.97. Total amount payable £557.82. Interest rate 237% p.a. (fixed). 757.7% APR Representative.

Long term loan

Representative Example

Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.

Loans from £200 to £1000

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Representative 757.7% APR

Loans from £1500 to £4000

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Representative 99.9% APR

Short-term loans: 757.7% APR Representative Long-term loans: 99.9% APR Representative