Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
£300 loan repayable over 6 months at £93.58 per month, Rate of interest 237.25% p.a. fixed; Representative 754.5% APR, Total Amount Payable is £561.46
Loans are funded three times a day on Monday to Friday. If you've applied after 3.30pm, your loan will be funded at the first funding time on the next business day.
If you apply before 9:30am, your loan will be transferred before 11:30am. If you apply before 12pm, your loan will be transferred before 2pm. If you apply before 3:30pm, your loan will be transferred before 5:30pm.
New customers can apply to borrow up to £600. Customers who've had loans with us before may be eligible to borrow up to £1250.
As a responsible lender we always make sure you meet our lending criteria, and conduct credit and affordability checks for each loan – to help make sure you don't get yourself into any difficulty.
Yes - every application we receive is credit checked. We want to make sure your loan is right for you - we take responsibility seriously.
No – a credit search is necessary in order for us to make a decision on your loan, find out why here. All applications are subject to a credit check and affordability assessment.
Eligibility will depend on your personal circumstances, but to apply you need to be:
Over 18 years of age
A UK resident
Minimum income of £14,400 per year
To complete your application you'll also need:
Valid email address and mobile number
Home address details for the last 3 years
Bank account and debit card info
In some cases we may ask you for additional supporting documents.
Give us a call on 0333 240 6215 and we’ll take a look at the issue for you.
Because we’re a responsible lender, we always verify your income and expenditure. It helps us ensure the loan we offer is right for you, and won’t get you into any difficulty.
Unfortunately we can't answer that, as it's all down to the individual. We don't expect people to have a perfect history and we take various criteria into account when approving a loan, but we do conduct credit and affordability checks and these give us a final decision.
You'll need to wait an additional 90 days before you can reapply.
You don’t need to be a home owner to get a loan from Dot Dot. We conduct credit checks and take your income and expenditure into account and base our decision on this.
Dot Dot Loans is a direct lender – this means that you apply straight through us and we lend funds directly to you - your details won’t be passed to anyone else. A broker passes your details on to the companies they work with in order to find you a deal on any credit you need; they don’t lend money themselves but might work with companies that do.
Sometimes we need extra documents to help us to make our lending decisions.