Following the coronavirus outbreak, we want to reassure you that our priority is providing the same great service whilst supporting you through any financial difficulties you may have as a result of this difficult situation.
Given the current restrictions around work and travel, we understand your income may be reduced and that this could affect your ability to make repayments. Rest assured, we'll do our best to reach an alternative solution with you that aims to reduce some of the worries you may have during this time. Please contact us as soon as possible if you think you're going to struggle to make your repayments and we'll be happy to help. It's also worth remembering that we don't charge any late or missed payment fees on any of our loans.
The Financial Conduct Authority have produced an information page for borrowers affected by coronavirus, which contains recommendations and sources of independent advice.
All our teams are now working from home following the latest government advice and we're still working hard to assist our customers.
We're here to support you through this difficult time, but please bear with us; we're working hard to answer calls and reply to emails as fast as we can, but we may take a little longer than usual due to the amount of queries we are currently receiving.
You can still write to us and make payments by cheque; however, you may find it takes a little longer than usual to hear back. If your query is urgent, please contact us via phone or email. Any delay in correspondence due to post will not have an impact on your account.
If you're concerned about your other debts or financial commitments, we recommend seeking some independent financial advice. There are several organisations out there who can provide you with free and impartial advice, such as the Money Advice Service, StepChange and National Debtline.
Yes, we are continuing to accept applications for new and existing customers.
Please get in contact with us as soon as possible and we'll be happy to discuss the potential options available to you
If you're unable to make repayments due to coronavirus, please get in touch as soon as possible and we'll work with you to find a solution which, depending on your circumstances, could include delaying repayments.
If you've sent us a cheque it will usually take 14 days to apply to your account from the date we receive it. Any delay in processing the cheque, will not affect your account.
You can find out how to contact us, here.
We need to send you this notice as you have missed payments that you originally agreed with us when you took out the loan. If you have contacted us to agree a new payment plan, or a break from your payments due to your circumstances, then you do not need to take any further action.
If you haven’t contacted us then please get in contact with us as soon as possible and we'll be happy to discuss the potential options available to you.
Borrow £300 over 6 months with monthly repayment of £92.97. Total amount payable £557.82. Interest rate 237% p.a. (fixed). 757.7% APR Representative.
Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.
Short-term loans: 757.7% APR Representative Long-term loans: 99.9% APR Representative