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Christmas Loans for Bad Credit

Unexpected costs can be an inconvenience, especially during the festive season which can already be an expensive time of year for some. The last thing you need at Christmas time is household appliances breaking, the boiler in need of repair, or any other urgent and unexpected bill coming your way.

In this situation, you may consider Christmas loans online. Read on to find out more about loans for Christmas and how Dot Dot Loans could help.

Thinking about a loan this Christmas?

If you don't have a flexible budget this Christmas, but still need to cover urgent expenses, one of our Christmas loans could help you out.

We understand that unexpected expenses can come in different forms. With Dot Dot Loans, you can borrow between £100 and £1000. We believe this flexible borrowing range can help resolve a wide variety of urgent costs.

You can choose to repay your Dot Dot loan in fixed monthly instalments, over a period between 3 and 9 months, depending on how much you borrow.

Did you know that a less than perfect credit score doesn't have to affect your ability to get a loan? One of our Christmas loans for bad credit could help you out, subject to affordability.

Why not use our handy tool below to explore your potential loan options.

Short term loan

Representative Example

Borrow £250 over 3 months with monthly repayment of £133.65 Total amount payable £400.95. Interest rate 284.76% p.a. (fixed). 1228.67% APR Representative.

Personal loans for Christmas

Sometimes the festive period can put a strain on your budget. If this is the case, you may wonder what Xmas loans are available to you, especially when unexpected costs crop up. It's understandable that you may be looking for Xmas loans during this time.

Dot Dot Loans offer a range of personal loans which could help if you have carefully decided that a Christmas loan is right for you.

One of our small Christmas loans could be helpful if you need to borrow between £100 and £1000.

If you're worried about an imperfect credit score affecting your likelihood of getting Christmas loans, you could consider one of our Christmas loans for bad credit.

We are a direct lender, which means that you would only deal with Dot Dot Loans during the entire loan application process and beyond.

Our loans are issued subject to affordability checks. However, these checks will only become visible on your credit file once you have accepted our initial loan offer.

If approved, you could receive your loan within the hour. All our loans are funded every hour 24/7.

You will also gain access to our Online Portal, which allows you to track and manage your loan any time, anywhere, and from any device.

Why choose Dot Dot Loans?

One of our Christmas loans could help you out if you need extra funds during the festive period. In fact, there are plenty of great reasons to choose us:

  • Quick process: Apply online in minutes and get a quick decision. If it's a yes, we can transfer your loan the same day, thanks to our 24/7 funding.
  • Accessible criteria: We don't ask for a guarantor and an imperfect credit score won't rule you out.
  • Flexible repayment terms: Choose from short-term repayment options of 3 - 9 months to suit you, depending on how much you borrow.
  • Transparent costs: We never charge late payment fees or other hidden penalties like some Christmas loan lenders do.
  • Friendly service: Our UK-based customer service team are here to help if you need advice about your loan.
  • Recommended: Don't just take our word for it - our customers rate us 'excellent' on the independent review website Trustpilot.

Got everything you need?

We hope that you have all the information you need about Christmas loans from Dot Dot Loans. If you still have any questions of queries, please don't hesitate to contact us and one of our friendly team will be happy to help.

Our loans may not be right for everyone, so please carefully review your situation before applying. If you'd like more information about Dot Dot Loans, you can also check out our FAQs for 24-hour information.

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Approved loans are funded every hour 24/7 No hidden fees or costs Less than perfect credit accepted UK based Customer Service Team
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Short-term loans: 1228.67% APR Representative