A cash advance loan is ideal if you need money for an unexpected cost. With Dot Dot Loans you can apply online using our simple and straightforward form and borrow between £200 and £1000.
We aim to provide a quick initial decision once you've completed an application. Loans are funded every hour between 9am and 10pm, seven days a week. If you're approved after 10pm your loan will be funded at 9am the next day.
Dot Dot Loans does not offer a traditional cash advance loan but offers an alternative that may be better suited to some applicants. Traditionally, cash advance loans have repayment terms of one to two months, whereas Dot Dot Loans run from three to nine months allowing for flexible repayment terms. Our loans are from £200 to £1000 and our loan calculator shows the term and repayment options available.
A cash advance loan or a short-term loan is different from a regular loan as you're borrowing money for a shorter period of time, often just a few months. The limit on how much you can borrow, along with the repayments and fees, are designed to accommodate this. Because you borrow less money, a cash advance loan can be faster than a traditional bank loan, with a speedy application process that can be done online and on the go. Credit and affordability checks are included as part of the application and decision-making process, to ensure the loan is right for you.
There are all sorts of reasons why you might need a short-term cash loan. Your car could need emergency repairs, or you might be faced with a broken washing machine. Sometimes you just need that bit extra to keep you going when the unexpected happens.
As a responsible lender we treat our customers fairly, and always carry out affordability checks. Our goal is to help you out.
Take a look at our loan calculator to find out more about our loans.
Are there any fees with a cash advance loan?
|We don't charge fees for missed payments, we keep things simple at Dot Dot.|
What are the repayment periods?
|This depends on the loan, for new customers we offer repayment periods between 3 and 9 months.|
What is the interest rate?
|Our interest rates are fixed, however they depend on your chosen loan, for more information please use our loan calculator.|
How soon will I receive my funds?
|Loans are funded every hour between 9am and 10pm, seven days a week. If you're approved after 10pm your loan will be funded at 9am the next day.|
Borrow £300 over 6 months with monthly repayment of £92.97. Total amount payable £557.82. Interest rate 237% p.a. (fixed). 757.7% APR Representative.
Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.
Short-term loans: 757.7% APR Representative Long-term loans: 99.9% APR Representative