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Calculate your short-term loan

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Approved loans are funded every hour 24/7 No hidden fees or costs Less than perfect credit accepted UK based Customer Service Team
Subject to credit and affordability checks, over 18s only

Short term loan

Representative Example

Borrow £250 over 6 months with monthly repayment of £81.41. Total amount payable £488.46. Interest rate 248.19% p.a. (fixed). 824.7% APR Representative.

Short term loan calculator

Work out the cost of your loan before you apply with our easy to use loan calculator. The loan calculator makes it super easy to see how much you'll pay for the amount you'd like to borrow over the time you'd like to repay it.

Move the top slider to choose your loan amount. This can be from £100 to £1000.

The slider shows your repayment period options. This is the length of time you would have your loan, which could be from 3 months to 9 months, depending on the amount you want to borrow. Once you've selected your loan amount you'll be able to see how much you will pay back and the total costs of your loan.

Using the loan calculator

Applying for a Dot Dot loan could not be easier. Our loan calculator shows you what you could borrow and for how long, as well as a breakdown of repayments and interest, giving you a complete example of what a loan would cost.

When you’re ready to apply, press ‘Apply now’ to start our online application process.

At Dot Dot Loans we pride ourselves on offering simple, convenient and straightforward loans. To ensure you're completely sure of the amount you'll be paying back, we don't charge late fees or any hidden costs, so you'll never pay more than what you see. As responsible lenders, we ensure that we're clear with our customers and all the information you could need can be found in the FAQ section of our site.

Short term loan eligibility criteria

Before you apply for a Dot Dot loan, first check that you meet our initial eligibility criteria. To apply you need to be:

  • Over 18 years of age (over 21 for long-term loans)
  • A UK resident
  • Not declared bankrupt

To complete your application, you'll also need:

  • A valid email address and mobile number
  • Your home address details
  • An active bank account and debit card details

Visit our How to apply page to find out more about the loan application process, visit our FAQ's page or contact us.

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Looking for a Long term loan?

If you are looking to borrow a larger amount over a longer period than our short term option, you can apply for a loan between £1500 and £5000.

Loans from £100 to £1000

Apply now

Representative 824.7% APR

Loans from £1500 to £5000

Apply now

Representative 79.4% APR


Short-term loans: 824.7% APR Representative Long-term loans: 79.4% APR Representative