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Calculate your long-term loan

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Approved loans are funded every hour 24/7 No hidden fees or costs Less than perfect credit accepted UK based Customer Service Team
Subject to credit and affordability checks, over 21s only

Long term loan

Representative Example

Borrow £2000 over 36 months with monthly repayment of £123.54. Total amount payable £4447.44. Interest rate 60.03% p.a. (fixed). 79.4% APR Representative.

Long term loan calculator

If you are searching for a long-term loan, you can now apply for one between £1500 and £5000 from Dot Dot Loans. You can choose a loan term between 18 and 48 months, depending on how much you borrow, by applying online today.

Using the Loan Calculator

Applying for a loan can be daunting. You have to think about the present – like how much you need to borrow and what you need the loan for, but also the future – how you’re going to pay it back and how long you will be committed to doing so. It can all be a bit of a minefield, that’s why we’ve made sure our loan calculator allows you to see how much our loans cost. This is because being clear about how much you want to borrow and how much it’s going to cost is essential.

How does our loan calculator work?

Our loan calculator is simple to use and shows you the complete cost of all our loans. You’ll see the repayment amounts and term lengths, as well as the interest and APR for each loan.

You just need to flick between how much you’d like to borrow, and the calculator will change the repayments and costs for each option. This ensures you find the loan that will work best for you.

Why not try out our loan calculator today to find out if a Dot Dot loan is right for you.

Long term loan eligibility criteria

Before you apply for a Dot Dot loan, first check that you meet our initial eligibility criteria. To apply you need to be:

  • Over 21 years of age (over 18 for short-term loans)
  • A UK resident
  • Not declared bankrupt

To complete your application, you'll also need:

  • A valid email address and mobile number
  • Your home address details
  • An active bank account and debit card details

Visit our How we work page to find out more about the loan application process, visit our FAQ's page or contact us.

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Looking for a short-term loan?

If you are looking to borrow a smaller amount over a shorter period than our long-term option, you can apply for a loan between £100 and £1,000, subject to affordability.

Loans from £100 to £1000

Apply now

Representative 824.7% APR

Loans from £1500 to £5000

Apply now

Representative 79.4% APR


Short-term loans: 824.7% APR Representative Long-term loans: 79.4% APR Representative