Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Calculate your loan

Find the amount that works for you with our loan calculator.


New customers can apply for up to £600.


I'd like to borrow £400.00
and pay back over 6 months
  • Loan amount £400.00
  • Monthly repayment £126.00
  • Interest rate 89.00%
  • APR 976.5%
  • Credit charge £356.00
  • Total to pay £756.00*
Proceed with application

*Calculation is for illustrative purposes only. Actual cost and repayment will vary based on your loan start date and pay date.

Compare our loans at AllTheLenders.org.uk

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Representative Example

£300 loan repayable over 6 months at £94.50 per month, Rate of interest 178% p.a. fixed; Representative 976.5% APR, Total Amount Payable is £567

Available to UK residents only aged 18 and over. Applications subject to credit check and affordability assessment.

Work out the cost of your loan before you apply with our easy to use loan calculator. The loan calculator makes it super easy to see how much you'll pay for the amount you'd like to borrow over the time you'd like to repay it.

First, simply select if you're a new customer or an existing customer (someone who's borrowed from us before). Then move the top slider to choose your loan amount. This can be from £200 to £600 for new customers.

The slider shows your repayment period options. This is the length of time you would have your loan, which could be from 3 months to 12 months, depending on the amount you want to borrow. Once you've selected your repayment period you'll be able to see how much you will pay back and the total costs of your loan.

Applying for a Dot Dot loan

Applying for a Dot Dot loan could not be easier. Our loan calculator shows you what you could borrow and for how long, as well as a breakdown of repayments and interest, giving you a complete example of what a loan would cost.

When you're ready to apply, press 'Proceed with application' to start our online application process.

At Dot Dot Loans we pride ourselves on offering simple, convenient and straightforward loans. To ensure you're completely sure of the amount you'll be paying back, we don't charge late fees or any hidden costs, so you'll never pay more than what you see. As responsible lenders, we ensure that we're clear with our customers and all the information you could need can be found in the FAQ section of our site.

Apply | Login