Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk/en Compare our loans at AllTheLenders.org.uk

About Us – Dot Dot Loans

Dot Dot Loans is a trading name of Shelby Finance Ltd, a UK based online loan company. We’re owned by Morses Club PLC, who are one of the largest home collected loan companies in the UK, with a history going back over 130 years.

Dot Dot Loans was launched in 2017, designed for customers who prefer a fully online service that’s simple, straightforward, and convenient.

Things we like:

Things we don’t like:

  • Unnecessary charges
  • Bad service
  • Keeping people waiting
  • Unexpected expenses

Our loans

We understand that unexpected costs need to be resolved quickly, therefore our loans are designed to be as convenient as possible. You can apply for a Dot Dot loan in just 5 simple steps, and borrow between £100 and £5000, subject to affordability.

You can choose to repay your loan in regular instalments over 3 to 48 months, depending on how much you borrow.

If approved, you will receive your loan on the same day. Our loans are funded every hour 24/7.

Don’t just hear it from us, check out our customer testimonials. We are proud to be rated ‘Excellent’ on Trustpilot !

Short term loan

Representative Example

Borrow £250 over 6 months with monthly repayment of £81.41. Total amount payable £488.46. Interest rate 248.19% p.a. (fixed). 824.7% APR Representative.

Lending responsibly

Our responsibility as a lender is also very important to us. We carry out affordability checks on all our customers whether they’ve borrowed from us before or not. You can find out how responsible lending works on our dedicated webpage.

We never charge late payment fees, and also allow our customers to pay off their loan early if they want to.

Customer service

Our customers are important to us, and our aim is to always be helpful and fair.

If you have any questions, please contact us. Our friendly customer service team will be happy to help.

Introducing U Account…

Another member of the Shelby Finance family is our sister brand U Account – the online account with tools to help you save, budget, and manage your money. Find out more about how U Account could be a suitable alternative to traditional banking.

Loans from £100 to £1000

Apply now

Representative 824.7% APR

Loans from £1500 to £5000

Apply now

Representative 79.4% APR

Short-term loans: 824.7% APR Representative Long-term loans: 79.4% APR Representative