9 month loans from Dot Dot

Borrow up to £600 with a 9 month loan from Dot Dot, and apply online with a simple and straightforward application process.

When you apply you'll get an initial decision in minutes, subject to credit checking and affordability checks, Loans are funded three times a day on Monday to Friday. If you've applied after 3.30pm, your loan will be funded at the first funding time on the next business day.

If you apply before 9:30am, your loan will be transferred before 11:30am. If you apply before 12pm, your loan will be transferred before 2pm. If you apply before 3:30pm, your loan will be transferred before 5:30pm.

Before taking out your loan you'll see the total cost of your loan upfront, which is exactly what you pay back – we never charge penalty fees or extra interest.

Just borrow what you need

A 9 month loan could be just what you need if unexpected costs come your way, whether that's a big household bill, a faulty fridge, or a cuppa spilt over a laptop. A Dot Dot loan could help to tide you over whatever life throws at you.

We're a responsible lender, which means we always carry out affordability checks on our customers to make sure your loan is right for you. We're here to help our customers, not get them in to difficulties, and we take our responsibilities seriously.

9 month loan FAQs

Question	Answer
Are there any fees with a 9 month loan?	We don't charge fees for missed payments, we keep things simple at Dot Dot.
Who can apply for a 9 month loan?	9 month loans are both open to new and existing customers subject to credit and affordability checks, with loans from £400 to £600 available.
What is the interest rate?	Our interest rates are fixed, however they depend on your chosen loan term, for more information please use our loan calculator.
How soon will I receive my funds?	Loans are funded three times a day on Monday to Friday. If you've applied after 3.30pm, your loan will be funded at the first funding time on the next business day. If you apply before 9:30am, your loan will be transferred before 11:30am. If you apply before 12pm, your loan will be transferred before 2pm. If you apply before 3:30pm, your loan will be transferred before 5:30pm.

Take a look at our loan calculator to find out more about our 9 month loans.