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£700 loan from Dot Dot Loans

When an unexpected bill happens, it can be stressful thinking about how you are going to get the money together to pay for it. If you're approved, a £700 loan from Dot Dot Loans may help take the pressure off.

Borrow £700 from Dot Dot Loans

Use our loan calculator to work out how much you will need to pay back each month and the interest rate for the amount you want to borrow.

I'd like to borrow £700
and pay back over
  • Monthly repayment £120.65
  • Credit charge £323.91
  • Total to pay £723.92*
  • APR 768.40%
Apply now

*Calculation is for illustrative purposes only. Actual cost and repayment will vary based on your loan start date and pay date.

Short term loan

Representative Example

Borrow £300 over 6 months with monthly repayment of £97.50. Total amount payable £585. Interest rate 259.15% p.a. (fixed). 925.4% APR Representative.

Am I eligible for a £700 loan?

According to the Consumer Finance Association, over half a million people were denied credit in 2017 when new regulations were released. We want to make sure that our £700 loans are accessible to you when you need it most. That's why, as a responsible lender, we set out the criteria so you can easily see if you're eligible. The criteria for this type of short-term loan is:

  • You're aged 18 or over
  • You live in the UK and can give us an address
  • You can provide us with a phone number and email address
  • You have a job
  • You can give us your bank and debit card details

We'll also look at your credit history and finances before making our decision.

How do our £700 loans work?

Our £700 loans are simple and straightforward.

You can apply for a £700 loan online and if you're approved before 10pm, the money will be deposited into your bank account the same day. Loans are funded every hour between 9am and 10pm, seven days a week. If you're approved after 10pm your loan will be funded at 9am the next day.

The repayment amount and date it's due to be taken will be agreed with you upfront so you know what to expect. Your repayments will then start to be taken on the agreed date, from your nominated bank account each month.

Apply for a £700 loan today

Could you benefit from a short-term £700 loan? Our online application process is quick and simple. During the application you will need a valid email address, mobile number, home address information for the last 3 years and your bank account and debit card details.

Credit checks for a £700 loan

On every applicant, we carry out credit and affordability checks to make sure the loan is suitable. As part of this we don't expect you to have a perfect credit history, every applicant is considered.

Our initial credit search will be a 'soft' one, this means it will be visible to you but not other lenders and organisations. If we make an offer to you and you accept it, we will then carry out a 'hard' search, which will appear on your credit file and be visible to lenders.

Take a look at our loan calculator to find out more about our loans.

700 pound loans FAQs

Question Answer

What repayment periods are available with a £700 loan?

Customers can borrow £700 over 3,6 or 9 months. Our short-term loan calculator allows you to apply for a loan over different periods of time to give you flexibility on your repayment amount and giving you a repayment option that you are most comfortable with.

Can I get a £700 loan with a bad credit history?

You don't need a perfect credit history to be approved for a £700 loan. As part of our decision process we conduct credit and affordability checks to make sure the loan is right for you. You can find out about our loans for bad credit here.

Loans from £200 to £1000

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Representative 925.4% APR

Loans from £1500 to £4000

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Representative 99.9% APR

Short-term loans: 925.4% APR Representative Long-term loans: 99.9% APR Representative