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£600 Loans

Sometimes all you need is a bit of extra money to help tide you over if something unexpected crops up. A loan doesn't always need to be thousands of pounds, for some situations a £600 loan from Dot Dot Loans could help you out.

Borrow £600 from Dot Dot Loans

Use our loan calculator to work out how much you will need to pay back each month and the interest rate for the amount you want to borrow.

Short term loan

Representative Example

Borrow £250 over 6 months with monthly repayment of £81.41. Total amount payable £488.46. Interest rate 248.19% p.a. (fixed). 824.7% APR Representative.

Am I eligible for a £600 loan?

We want to make sure that our £600 loans are accessible to you when you need it most. That's why, as a responsible lender, we set out the criteria so you can easily see if you're eligible. The criteria for this type of short-term loan is:

  • You're aged 18 or over
  • You live in the UK and can give us an address
  • You can provide us with a phone number and email address
  • You can give us your bank and debit card details

We'll also look at your credit history and finances before making our decision.

Just borrow what you need

A Dot Dot loan is simple and straightforward.

Apply online for a £600 loan and you can find out in minutes if you've been initially approved. Approved loans are funded every hour 24/7. So, depending on the time you're accepted, the money could be in your bank account the same day.

All our loans are clear from the start with no hidden costs or charges – we like to keep things simple.

Credit checks for a £600 loan

We're big on responsible lending, as a lender it's our responsibility to make sure we only give credit to customers who we believe can afford it.

Our initial credit search will be a 'soft' one, this means it will be visible to you but not other lenders and organisations. If we make a loan offer to you and you accept it, we will then carry out a 'hard' search which will leave a mark on your credit file for other lenders and organisations to see.

Take a look at our loan calculator to find out more about our loans.

What is the best £600 loan for me?

If you’re looking for the best UK loan option for you, below we have a breakdown of monthly payment options depending on your repayment period.

We do consider applications with a less than perfect credit score. If you are looking for the best loan for bad credit for you, we could help, subject to affordability.

If you can see an option below that looks good for you, great! You can apply using the button below. Got any more questions? Feel free to contact us.

Compare your £600 loan options

Paying back over 3 months 6 months 9 months
APR 1189.1% 1147.9% 481.5%
Credit charge £300.93 £575.04 £564.60
Monthly repayments £300.31 £195.84 £129.40
Total to pay £900.93 £1175.04 £1164.60
Paying back over APR Credit charge Monthly repayments Total to pay
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600 pound loans FAQs

Question Answer

What repayment periods are available with a £600 loan?

Customers can borrow £600 over 3,6 or 9 months. Our short-term loan calculator allows you to apply for a loan over different periods of time to give you flexibility on your repayment amount and giving you a repayment option that you are most comfortable with.

Can I get a £600 with a bad credit history?

You don't need a perfect credit history to be approved for a £600 loan. As part of our decision process we conduct credit and affordability checks to make sure the loan is right for you. You can find out about our loans for bad credit here.

I am an existing customer, how do I apply for another loan?

As an existing customer with an active loan, you may be eligible to take out a new loan with us once you’ve repaid your existing one. This is not a guarantee, however, and how much you may be able to borrow as an existing customer depends on your individual circumstances.

If you’ve settled your existing loan, you can apply via the Dot Dot online portal. Simply log in and select the 'New Loan' tab and then click apply now to start your application. Some of your details will already be pre-populated, please check they’re correct before continuing with your application.

Always consider the cost of further borrowing, whether it is affordable (particularly if your circumstances change), and whether you will be able to maintain other debt repayments.

Can I apply for a loan whilst on benefits?

Yes. For our short-term loan products, we accept applicants who use benefits as their primary source of income, subject to affordability checks. You can read more about applying for a loan on benefits on our blog.

Borrow £600 from Dot Dot Loans

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Approved loans are funded every hour 24/7 No hidden fees or costs Less than perfect credit accepted UK based Customer Service Team

Loans from £100 to £1000

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Representative 824.7% APR

Loans from £1500 to £5000

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Representative 79.4% APR

Short-term loans: 824.7% APR Representative Long-term loans: 79.4% APR Representative