48 month loans from Dot Dot Loans

Whether it’s for an appliance replacement, vehicle repair, or even a family holiday – if you need some extra cash, a 4 year loan from Dot Dot Loans could help.

With our 4 year loans you could borrow between £3,500 and £4,000. Our loans are designed to be simple and clear - you will make your agreed repayments each month via direct debit.

How do 48 month loans work?

To apply for a 48 month loan, start off by completing our online application form. If you’ve been initially approved, one of our agents will be in touch to discuss the next steps. We aim to provide a final decision on your loan application the next working day.

At Dot Dot Loans, we don’t believe in unnecessary fees and charges. We don’t charge application or late payment fees and when you apply for our 48 month loan, you’ll see a clear breakdown of everything you’ll repay.

If you need help or have a question at any point, just get in touch with our Customer Services Team via email, or over the phone.

Responsible lending

Every loan application goes through credit and affordability checks - we take responsible lending seriously.

You don’t need to have a perfect credit history to apply, our affordability checks work by looking at your income and outgoings, to work out whether the repayments are affordable.

48 month loan FAQs

Question	Answer
Are there any fees with a 48 month loan?	We don’t charge any application or missed payments fees. We keep things simple at Dot Dot Loans.
Who can apply for a 48 month loan?	Anyone over 21, who is a UK resident and in employment can apply for a 48 month loan, subject to credit and affordability checks.
What is the interest rate on a Dot Dot loan?	Our interest rates are fixed, however they depend on your chosen loan term, for more information please use our loan calculator.