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£400 loans from Dot Dot Loans

Broken down boiler? Car repairs? Unexpected bills happen at the worst time and it can be tricky trying to find a large sum of money at short notice; a £400 short-term loan from Dot Dot Loans could help you out though.

Check out our loan calculator to get started.

How do our £400 loans work?

You can apply for a £400 loan using our easy online application form. When you apply you will need a valid email address, mobile number, home address information for the last 3 years and your bank account and debit card details.

Our £400 loans come with a 6 month repayment period, to get started with your application click here.

Can I get a £400 loan today?

Loans are funded every hour between 9am and 10pm, seven days a week. If you're approved after 10pm your loan will be funded at 9am the next day.

Credit checks for a £400 loan

At Dot Dot Loans, we take our duty as a responsible lender seriously, which is why we carry out credit and affordability checks on every applicant.

We will initially carry out a 'soft' credit search so we can get a rough idea of your financial history, this search is visible to you but not other lenders and organisations. If we approve your application and you accept our loan offer, we will then carry out a 'hard' search, which will appear on your credit file.

From start to finish we will be open and honest with you about all the charges and the interest rate on your loan. You will see a clear breakdown of all the costs, and as we never charge for late payments the total cost will never change.

Take a look at our loan calculator to find out more about our loans.

400 pound loans FAQs

Question Answer

What repayment periods are available with a £400 loan?

The repayment period for a £400 loan is 6 months.

How much do I have to pay back a month?

The monthly repayment for a 6 month, £400 loan is £123.96.

What is the interest rate on a £400 loan?

The interest rate is fixed up front and is 85.94% for a 6 month, £400 loan.

Can I get a £400 loan with a bad credit history?

Our £400 loans for bad credit mean you don't need a perfect credit history to be approved. We consider several factors before making a lending decision. You can find out about our loans for bad credit here.
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Short term loan

Representative Example

Borrow £300 over 6 months with monthly repayment of £92.97. Total amount payable £557.82. Interest rate 237% p.a. (fixed). 757.7% APR Representative.

Long term loan

Representative Example

Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.

Loans from £200 to £1000

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Representative 757.7% APR

Loans from £1500 to £4000

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Representative 99.9% APR