Dot Dot’s simple and straightforward 36 month loan could help you to cover surprise bills and repairs or pay for large expenses like a car, wedding or family holiday. We offer loans between £3000 and £3250, which can be repaid over three years.
A full repayment plan is agreed upfront; you’ll never be expected to pay anything more than agreed as we do not charge application or late payment fees.
To get started use our loan calculator to work out the amount you want to borrow, and how much it’ll cost you each month.
Once you’ve decided the amount you want to borrow, complete our online application form. If you’ve been initially approved for a 36 month loan one of our agents will be in touch to discuss the next steps. We aim to provide a final decision on your loan the next working day.
Dot Dot Loans takes responsible lending seriously. For every loan application, we conduct credit and affordability checks to try and ensure applicants can comfortably repay their loan.
We want you to be fully comfortable with the terms and repayments of your 36 month loan before proceeding. If you’ve got any concerns or have a question at any point, a member of the Customer Services Team will be more than happy to help via email, or over the phone.
Take a look at our loan calculator to find out more about our 36 month loans
|Are there any fees with a 36 month loan?||We don’t charge any application or missed payments fees. We keep things simple at Dot Dot Loans.|
|Who can apply for a 36 month loan?||Anyone over 21, who is a UK resident and in employment can apply for a 36 month loan, subject to credit and affordability checks.|
|What is the interest rate on a Dot Dot loan?||Our interest rates are fixed, however they depend on your chosen loan term, for more information please use our loan calculator.|
Borrow £300 over 3 months with monthly repayment of £153.63. Total amount payable £460.89. Interest rate 292% p.a. (fixed). 1255% APR Representative.
Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.