Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk Compare our loans at AllTheLenders.org.uk

Loans from £200 to £1000

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Representative 1255% APR

Loans from £1500 to £4000

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Representative 99.9% APR

36 month loans from Dot Dot Loans

Dot Dot’s simple and straightforward 36 month loan could help you to cover surprise bills and repairs or pay for large expenses like a car, wedding or family holiday. We offer loans between £3000 and £3250, which can be repaid over three years.

A full repayment plan is agreed upfront; you’ll never be expected to pay anything more than agreed as we do not charge application or late payment fees.

How do 36 month loans work?

To get started use our loan calculator to work out the amount you want to borrow, and how much it’ll cost you each month.

Once you’ve decided the amount you want to borrow, complete our online application form. If you’ve been initially approved for a 36 month loan one of our agents will be in touch to discuss the next steps. We aim to provide a final decision on your loan the next working day.

Responsible lending

Dot Dot Loans takes responsible lending seriously. For every loan application, we conduct credit and affordability checks to try and ensure applicants can comfortably repay their loan.

We want you to be fully comfortable with the terms and repayments of your 36 month loan before proceeding. If you’ve got any concerns or have a question at any point, a member of the Customer Services Team will be more than happy to help via email, or over the phone.

36 month loan FAQs

Question Answer
Are there any fees with a 36 month loan? We don’t charge any application or missed payments fees. We keep things simple at Dot Dot Loans.
Who can apply for a 36 month loan? Anyone over 21, who is a UK resident and in employment can apply for a 36 month loan, subject to credit and affordability checks.
What is the interest rate on a Dot Dot loan? Our interest rates are fixed, however they depend on your chosen loan term, for more information please use our loan calculator.

Short term loan

Representative Example

Borrow £300 over 3 months with monthly repayment of £153.63. Total amount payable £460.89. Interest rate 292% p.a. (fixed). 1255% APR Representative.

Long term loan

Representative Example

Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.