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£300 loan from Dot Dot Loans

Dot Dot Loans are simple and straightforward. We offer our customers short term, online loans which are clear from the start with no hidden costs or extra charges - we like to keep things simple.

Approved loans are funded every hour 24/7.

Borrow £300 from Dot Dot Loans

Use our loan calculator to work out how much you will need to pay back each month and the interest rate for the amount you want to borrow.

Short term loan

Representative Example

Borrow £250 over 6 months with monthly repayment of £81.41. Total amount payable £488.46. Interest rate 248.19% p.a. (fixed). 824.7% APR Representative.

Am I eligible for a £300 loan?

According to the Consumer Finance Association, over half a million people were denied credit in 2017 when new regulations were released. We want to make sure that our £300 loans are accessible to you when you need it most. That's why, as a responsible lender, we set out the criteria so you can easily see if you're eligible. The criteria for this type of short-term loan is:

  • You're aged 18 or over
  • You live in the UK and can give us an address
  • You can provide us with a phone number and email address
  • You have a job
  • You can give us your bank and debit card details

We'll also look at your credit history and finances before making our decision.

Just borrow what you need

A loan doesn't always need to be thousands of pounds, sometimes you just need that bit of help to tide you over if something unexpected pops up. We're here for you when you need a little extra to see you through - and a £300 loan might be all the help you need.

Credit checks for a £300 loan

We're big on responsible lending – we carry out a credit and affordability check on every new application to try help us make sure the loan is right for you.

Our initial credit search will be a 'soft' one, this means it will be visible to you but not other lenders and organisations. We will only carry out a 'hard' search, which will appear on your credit file, if we make a loan offer to you and you accept it.

Take a look at our loan calculator to find out more about our loans.

300 pound loan FAQs

Question Answer

What repayment periods are available with a £300 loan?

Customers can borrow £300 over 3,6 or 9 months. Our short-term loan calculator allows you to apply for a loan over different periods of time to give you flexibility on your repayment amount and giving you a repayment option that you are most comfortable with.

Can I get a £300 loan with a bad credit history?

You don't need a perfect credit history to be approved for a £300 loan. As part of our decision process we conduct credit and affordability checks to make sure the loan is right for you. You can find out about our loans for bad credit here.

I am an existing customer; how do I apply for another loan?

You can apply for an additional loan once you have repaid your previous Dot Dot Loan. You can do this via the Dot Dot Loan Online Portal, simply login and apply for an additional short term or long term loan from £100 up to £5,000.

Please consider the cost of this loan, whether it is affordable (particularly if your circumstances change), and whether you will be able to maintain other debt repayments.

Loans from £100 to £1000

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Representative 824.7% APR

Loans from £1500 to £5000

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Representative 79.4% APR

Short-term loans: 824.7% APR Representative Long-term loans: 79.4% APR Representative