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£300 Loans Bad Credit

Dot Dot Loans are simple and straightforward. We offer our customers short term, online loans which are clear from the start with no hidden costs or extra charges - we like to keep things simple.

Approved loans are funded every hour 24/7.

Borrow £300 from Dot Dot Loans

Use our loan calculator to work out how much you will need to pay back each month and the interest rate for the amount you want to borrow.

Short term loan

Representative Example

Borrow £250 over 6 months with monthly repayment of £81.41. Total amount payable £488.46. Interest rate 248.19% p.a. (fixed). 824.7% APR Representative.

Am I eligible for a £300 loan?

We want to make sure that our £300 loans are accessible to you when you need it most. That's why, as a responsible lender, we set out the criteria so you can easily see if you're eligible. The criteria for this type of short-term loan is:

  • You're aged 18 or over
  • You live in the UK and can give us an address
  • You can provide us with a phone number and email address
  • You can give us your bank and debit card details

We'll also look at your credit history and finances before making our decision.

Just borrow what you need

A loan doesn't always need to be thousands of pounds, sometimes you just need that bit of help to tide you over if something unexpected pops up. We're here for you when you need a little extra to see you through - and a £300 loan might be all the help you need.

Credit checks for a £300 loan

We're big on responsible lending – we carry out a credit and affordability check on every new application to try help us make sure the loan is right for you.

Our initial credit search will be a 'soft' one, this means it will be visible to you but not other lenders and organisations. We will only carry out a 'hard' search, which will appear on your credit file, if we make a loan offer to you and you accept it.

Take a look at our loan calculator to find out more about our loans.

What is the best £300 loan for me?

If you’re looking for the best UK loan option for you, below we have a breakdown of monthly payment options depending on your repayment period.

We do consider applications with a less than perfect credit score. If you are looking for the best loan for bad credit for you, we could help, subject to affordability.

If you can see an option below that looks good for you, great! You can apply using the button below. Got any more questions? Feel free to contact us.

Compare your £300 loan options

Paying back over 3 months 6 months
APR 1172.8% 1070.5%
Credit charge £157.56 £285.72
Monthly repayments £152.52 £97.62
Total to pay £457.56 £585.72
Paying back over APR Credit charge Monthly repayments Total to pay
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300 pound loan FAQs

Question Answer

What repayment periods are available with a £300 loan?

Customers can borrow £300 over 3 or 6 months. Our short-term loan calculator allows you to apply for a loan over different periods of time to give you flexibility on your repayment amount and giving you a repayment option that you are most comfortable with.

Can I get a £300 loan with a bad credit history?

You don't need a perfect credit history to be approved for a £300 loan. As part of our decision process we conduct credit and affordability checks to make sure the loan is right for you. You can find out about our loans for bad credit here.

I am an existing customer, how do I apply for another loan?

As an existing customer with an active loan, you may be eligible to take out a new loan with us once you’ve repaid your existing one. This is not a guarantee, however, and how much you may be able to borrow as an existing customer depends on your individual circumstances.

If you’ve settled your existing loan, you can apply via the Dot Dot online portal. Simply log in and select the 'New Loan' tab and then click apply now to start your application. Some of your details will already be pre-populated, please check they’re correct before continuing with your application.

Always consider the cost of further borrowing, whether it is affordable (particularly if your circumstances change), and whether you will be able to maintain other debt repayments.

Can I apply for a loan whilst on benefits?

Yes. For our short-term loan products, we accept applicants who use benefits as their primary source of income, subject to affordability checks. You can read more about applying for a loan on benefits on our blog.

Borrow £300 from Dot Dot Loans

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Approved loans are funded every hour 24/7 No hidden fees or costs Less than perfect credit accepted UK based Customer Service Team

Loans from £100 to £1000

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Representative 824.7% APR

Loans from £1500 to £5000

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Representative 79.4% APR

Short-term loans: 824.7% APR Representative Long-term loans: 79.4% APR Representative