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Loan glossary

Representative Example

Borrow £300 over 3 months with monthly repayment of £153.63. Total amount payable £460.89. Interest rate 292% p.a. (fixed). 1255% APR Representative.

3 month loans from Dot Dot

With a 3 month loan from Dot Dot you could borrow between £200 and £400, with a convenient and straightforward online application process.

With Dot Dot you only ever pay the amount agreed upfront, so you'll know the exact cost of your loan from the start. Repay over 3 months in regular monthly instalments, with no late fees or extra costs to worry about.

Just borrow what you need

Whatever life throws at you, a 3 month loan could help provide the money you need, when you need it. We all get landed with unexpected costs sometimes, whether it's a broken phone screen, a faulty washing machine, or just a bigger bill than usual. A Dot Dot loan could help get you back on track.

As a responsible lender, we always carry out credit and affordability checks on our applicants, and we don't charge late payment fees. Our aim is always to help our customers, not get them in to difficulties.

3 month loan FAQs

Question Answer
Are there any fees with a 3 month loan? We don't charge fees for missed payments, we keep things simple at Dot Dot.
Who can apply for a 3 month loan? 3 months loans are open to both new and existing customers, subject to credit and affordability checks, with loans from £200 to £400 available.
What is the interest rate? Our interest rates are fixed, however they depend on your chosen loan term, for more information please use our loan calculator.
How soon will I receive my funds? Loans are funded three times a day Monday to Friday and twice on Saturday and Sundays. If you’re approved before 9:30am, your loan will be transferred before 11:30am.
If you’re approved before 12pm, your loan will be transferred before 2pm. If you’re approved before 3:30pm, your loan will be transferred before 5:30pm.
If you're approved after 3.30pm on a weekday or after 5pm on a weekend, your loan will be funded on the next day.

Take a look at our loan calculator to find out more about our 3 month loans

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