Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk Compare our loans at AllTheLenders.org.uk

Loans from £200 to £1000

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Representative 1255% APR

Loans from £1500 to £4000

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Representative 99.9% APR

24 month loans from Dot Dot Loans

Life has a way of catching us unaware. Washing machines break down, car engines start playing up – when this happens a 2 year loan from Dot Dot Loans might be able to help. We offer loans between £2,500 and £2,750, which can be repaid over two years.

How do 24 month loans work?

To get started, check out our loan calculator. You’ll be able to see a clear breakdown of the costs and repayment amounts for the loan you choose.

If you’re happy with this, then fill out our online application form. If you’ve been initially approved, one of our agents will be in touch to discuss the next steps. We aim to provide a final decision on if you’ve been accepted for a 24 month loan the next working day.

If you need help or have a question at any point, a member of the Customer Services Team will be more than happy to help via email, or over the phone.

Responsible lending

Responsible lending is important to us. We run credit and affordability checks for every application to ensure the repayments are affordable for you.

When running these checks, we look at your income and outgoings. We consider various factors when completing our checks, so there’s no need to worry if you have a less than perfect credit history.

If you have any queries or concerns, don’t hesitate to get in touch. We’re more than happy to help answer any questions.

24 month loan FAQs

Question Answer
Are there any fees with a 24 month loan? We don’t charge any application or missed payments fees. We keep things simple at Dot Dot Loans.
Who can apply for a 24 month loan? Anyone over 21, who is a UK resident and in employment can apply for a 24 month loan, subject to credit and affordability checks.
What is the interest rate on a Dot Dot loan? Our interest rates are fixed, however they depend on your chosen loan term, for more information please use our loan calculator.

Short term loan

Representative Example

Borrow £300 over 3 months with monthly repayment of £153.63. Total amount payable £460.89. Interest rate 292% p.a. (fixed). 1255% APR Representative.

Long term loan

Representative Example

Borrow £2500 over 24 months with monthly repayment of £198.68. Total amount payable £4768.25. Interest rate 71.1% p.a. (fixed). 99.9% APR Representative.