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24 month loans from Dot Dot Loans

Life has a way of catching us unaware. Washing machines break down, car engines start playing up – when this happens a 2 year loan from Dot Dot Loans might be able to help. We offer loans between £1,500 and £5,000, which can be repaid over two years.

How do 24 month loans work?

To get started, check out our loan calculator. You'll be able to see a clear breakdown of the costs and repayment amounts for the loan you choose.

If you're happy with this, then fill out our online application form. If you've been initially approved, one of our agents will be in touch to discuss the next steps. We aim to provide a final decision on if you've been accepted for a 2 year loan the same or next working day.

If you need help or have a question at any point, a member of the Customer Services Team will be more than happy to help via email, or over the phone.

Credit checks on a 24 month loan

Responsible lending is important to us. We run credit and affordability checks for every application to ensure the repayments are affordable for you.

Our initial credit search will be a 'soft' one, which won't leave a footprint on your credit file. If we make you a loan offer and you accept it, then we'll run a 'hard' credit search, which is visible to other lenders and organisations on your credit file.

When running these checks, we look at your income and outgoings. We consider various factors when completing our checks, so there's no need to worry if you have a less than perfect credit history.

If you have any queries or concerns, don't hesitate to get in touch. We're more than happy to help answer any questions.

Take a look at our loan calculator to find out more about our 24 month loans

24 month loan FAQs

Question Answer

Are there any fees with a 24 month loan?

We don't charge any application or missed payments fees. We keep things simple at Dot Dot Loans.

Who can apply for a 2 year loan?

Anyone over 21, who is a UK resident and in employment can apply for a 2 year loan, subject to credit and affordability checks.

What is the interest rate on a Dot Dot loan?

Our interest rates are fixed, however they depend on your chosen loan term, for more information please use our loan calculator.
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Loans from £100 to £1000

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Representative 824.7% APR

Loans from £1500 to £5000

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Representative 79.4% APR

Short-term loans: 824.7% APR Representative Long-term loans: 79.4% APR Representative