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24/7 funding with Dot Dot Loans

If you’ve thought about applying for a Dot Dot loan, you may have wondered how soon you can receive your funds if your application is approved. In fact, this is one of our most frequently asked questions, so you’re not alone.

Whether you have already browsed our website, or have only just heard about Dot Dot Loans, this page can give you all the information you may need about our 24 hour loans.

How can I apply for a loan?

Applying for a Dot Dot loan is quick and easy, subject to status. Eligibility will depend on your personal circumstances, but to apply you need to be over 18 years old (or over 21 for long-term loans) and a UK resident. You’ll also need to hand your personal details, such as your phone number and address, and bank account details. We will also ask for information about your income and spending.

You can use our handy tool below to explore borrowing options, to help choose the right loan for you, or read on to find out more about our quick loan funding.

Short term loan

Representative Example

Borrow £250 over 6 months with monthly repayment of £81.41. Total amount payable £488.46. Interest rate 248.19% p.a. (fixed). 824.7% APR Representative.

How soon will I get my money?

You may have heard about our quick loan funding at Dot Dot Loans, once your application has been approved.

We fund loans every hour, 24 hours a day. This means that if your application is successful, you should receive your funds within an hour – regardless of the time.

In the unlikely event that your funding is delayed, our customer service team can help with your application and release your funds as soon as possible. They are available Monday to Friday 8am-7pm, and Saturdays 9am-2pm.

Are funding times the same for all Dot Dot loans?

Yes – all approved short-term loans and long-term loans are funded every hour 24/7.

With a short-term loan, you can borrow between £100 and £1000. However, if your unexpected expenses are higher, you could take out a long-term loan between £1500 and £5000, subject to affordability.

How does same day funding work?

If you can give us correct and up to date bank details, our quick loan funding will take place through Faster Payments. When an application is approved, you will receive your funds on the same day.

Does my bank accept Faster Payments?

Most banks will accept faster payments, including the following:

The Access Bank UK, Atom Bank, Barclays, BFC Bank, Bó, Citi Bank, ClearBank, Clydesdale Bank, The Co-operative Bank, CreDec, Danske Bank, Ebury, Elavon, HSBC, LHV, Lloyds Bank, Metro Bank, Modulr, Monzo, N26 Bank, Prepay Solutions, Revolut, Santander, Spectrum Credit Union, Starling Bank, Transfer Wise, TSB, Turkish Bank UK, Virgin Money.

Please note that a very small number of UK accounts, such as some savings accounts, do not accept Faster Payments. You can use the sort code checker to see if your account will accept them.

How can I manage my loan?

All of our customers are able to keep track of their loan using our Online Portal.

The portal is accessible from any device, and allows you to:

  • Make a payment
  • View your balance and payment schedule
  • Download any relevant documents related to your loan
  • Check your inbox for notifications from Dot Dot Loans
  • Contact us for additional support if you need it

Our portal is available to use 24 hours a day, at your convenience.

You can also speak to our friendly customer service team if you have any questions about your application.

Dot Dot Loans offer a suitable alternative to 24 hour payday loans – our same day loans are funded every hour 24/7, but you don’t have to repay it all at the end of the month. Instead, you can choose a set monthly repayment term to suit you.

Our short-term loans are repayable in fixed instalments over 3, 6, or 9 months. Long-term loans are repayable in fixed instalments over 18, 24, 36, or 48 months.

With Dot Dot, you can enjoy the following benefits:

  • No hidden fees or costs
  • Less than perfect credit accepted
  • UK based customer service team
  • Approved loans are funded every hour 24/7

At Dot Dot, we care about our customers, and understand that our loans may not be right for everyone. We encourage you to carefully review your circumstances before applying.

If you have any questions or queries, please do not hesitate to contact us. Our FAQs are also available for 24 hour information.

Borrow from Dot Dot Loans

Approved loans are funded every hour 24/7 No hidden fees or costs Less than perfect credit accepted UK based Customer Service Team

Loans from £100 to £1000

Apply now

Representative 824.7% APR

Loans from £1500 to £5000

Apply now

Representative 79.4% APR

Short-term loans: 824.7% APR Representative Long-term loans: 79.4% APR Representative