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£200 loan from Dot Dot Loans

No matter how well you plan, there are times when you suddenly find yourself needing a little bit of extra money. A Dot Dot loan could be just what you need to tide you over. Our short-term £200 loans are clear from the start with no hidden costs or extra charges.

Borrow £200 from Dot Dot Loans

Use our loan calculator to work out how much you will need to pay back each month and the interest rate for the amount you want to borrow.

I'd like to borrow £200
and pay back over
  • Monthly repayment £120.65
  • Credit charge £323.91
  • Total to pay £723.92*
  • APR 768.40%
Apply now

*Calculation is for illustrative purposes only. Actual cost and repayment will vary based on your loan start date and pay date.

Short term loan

Representative Example

Borrow £300 over 6 months with monthly repayment of £97.50. Total amount payable £585. Interest rate 259.15% p.a. (fixed). 925.4% APR Representative.

Am I eligible for a £200 loan?

According to the Consumer Finance Association, over half a million people were denied credit in 2017 when new regulations were released. We want to make sure that our £200 loans are accessible to you when you need it most. That's why, as a responsible lender, we set out the criteria so you can easily see if you're eligible. The criteria for this type of short-term loan is:

  • You're aged 18 or over
  • You live in the UK and can give us an address
  • You can provide us with a phone number and email address
  • You have a job
  • You can give us your bank and debit card details

We'll also look at your credit history and finances before making our decision.

Can I get a £200 loan with a bad credit history?

Here at Dot Dot Loans we carefully consider all applicants and handle them on a case-by-case basis. Rest assured you don't need a perfect credit score to apply, however, we will complete finance and affordability checks before making a decision about your loan. This is to help ensure its suitable and affordable for you.

Take a look at our loan calculator to find out more about our loans.

200 pound loans FAQs

Question Answer

What repayment periods are available with a £200 loan?

Customers can borrow £200 over 3,6 or 9 months. Our short-term loan calculator allows you to apply for a loan over different periods of time to give you flexibility on your repayment amount and giving you a repayment option that you are most comfortable with.

Can I get a £200 loan with a bad credit history?

You don't need a perfect credit history to be approved for a £200 loan. As part of our decision process we conduct credit and affordability checks to make sure the loan is right for you. You can find out about our loans for bad credit here.

Loans from £200 to £1000

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Representative 925.4% APR

Loans from £1500 to £4000

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Representative 99.9% APR

Short-term loans: 925.4% APR Representative Long-term loans: 99.9% APR Representative